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Westpac / Transaction & savings

Community Solutions One

Not-for-profit transaction account. Choose Community Solutions One, our no-fees bank account for charities and other not-for-profits.

Updated 3 Sept 2026Individually tailored product

Deposit rate type
Variable
Rate
0%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
0 to 4999
Unit of measure
Dollar
Minimum value
$0.00
Maximum value
$4,999.00
Rate application method
Whole balance
Applicability conditions
Rate applicability type
Other
Additional info
Currently not applicable
Deposit rate type
Variable
Rate
0%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
5000 to 9999
Unit of measure
Dollar
Minimum value
$5,000.00
Maximum value
$9,999.00
Rate application method
Whole balance
Applicability conditions
Rate applicability type
Other
Additional info
Currently not applicable
Deposit rate type
Variable
Rate
0%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
10000 to 19999
Unit of measure
Dollar
Minimum value
$10,000.00
Maximum value
$19,999.00
Rate application method
Whole balance
Applicability conditions
Rate applicability type
Other
Additional info
Currently not applicable
Deposit rate type
Variable
Rate
0%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
20000 to 49999
Unit of measure
Dollar
Minimum value
$20,000.00
Maximum value
$49,999.00
Rate application method
Whole balance
Applicability conditions
Rate applicability type
Other
Additional info
Currently not applicable
Deposit rate type
Variable
Rate
0%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
50000 to 99999
Unit of measure
Dollar
Minimum value
$50,000.00
Maximum value
$99,999.00
Rate application method
Whole balance
Applicability conditions
Rate applicability type
Other
Additional info
Currently not applicable
Deposit rate type
Variable
Rate
0%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
100000+
Unit of measure
Dollar
Minimum value
$100,000.00
Rate application method
Whole balance
Applicability conditions
Rate applicability type
Other
Additional info
Currently not applicable

Lending rate type
Penalty
Rate
15.01%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Interest payment due
In arrears
Repayment type
Other
Loan purpose
Other
Applicability conditions
Rate applicability type
Other
Additional info
Currently not applicable
Additional value
1 month
Additional info
The Unarranged Lending Rate (ULR) is a debit interest rate charged to a transaction account if it becomes overdrawn without arrangement. It will be calculated daily on the debit balance (and deducted on the last business day of each month) using the then current ULR until the account balance is positive again.

Name
Account Keeping Fee
Fee type
Periodic
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Additional value
1 month
Name
Overseas Withdrawal Fee
Fee type
Withdrawal
Fee method utype
fixedAmount
Fixed amount
Amount
$5.00
Additional info
Overseas Withdrawal fee from ATMs belonging to institutions in the Global ATM Alliance (An overseas bank surcharge may also apply). Nil for cash withdrawals from Global ATM Alliance and Westpac Group partner ATMs. To find an overseas ATM visit westpac.com.au and search 'Global ATM Alliance'
Name
Overdrawn Fee
Fee type
Event
Fee method utype
fixedAmount
Fixed amount
Amount
$15.00
Name
Group Telephone Banking
Fee type
Transaction
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Name
Online Banking
Fee type
Transaction
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Name
Cheques Collected / Deposited
Fee type
Transaction
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Additional info
Applicable after free monthly transactions are exceeded.
Name
Foreign Transaction Fee - non-AU merchant
Fee type
Transaction
Fee method utype
rateBased
Rate based
Rate type
Transaction
Rate
3%
Additional info
3% of the $AUD transaction amount where a transaction is made in foreign currency and the merchant or financial institution accepting the card is located outside Australia (comprising of 2% Westpac Processing Fee plus 1% Westpac On-Charged Scheme Fee)
Name
Foreign Transaction Fee - AU merchant
Fee type
Transaction
Fee method utype
rateBased
Rate based
Rate type
Transaction
Rate
2.2%
Additional info
2.2% of the $AUD transaction amount where a transaction is made in foreign currency and the merchant or financial institution accepting the card is located in Australia (comprising of 2% Westpac Processing Fee plus 0.2% Westpac On-Charged Scheme Fee).
Name
Staff-Assisted Withdrawal
Fee type
Withdrawal
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Name
Staff-Assisted Deposit
Fee type
Deposit
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Name
Cheques Written
Fee type
Transaction
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Name
Self-Service (Electronic) Withdrawals
Fee type
Withdrawal
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Name
Self-Service (Electronic) Deposits
Fee type
Deposit
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Name
Periodical Payments
Fee type
Transaction
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00

Feature type
Card access
Additional value
Link your account to a Business Debit Card
Feature type
Card access
Additional value
Westpac Business Debit Card / Handycard access is available for the account.
Feature type
Unlimited txns
Additional info
Unlimited electronic transactions and staff assisted transactions (including cheque)
Feature type
Other
Additional info
No monthly fees - We?d rather you put the money to good use, supporting your cause.
Feature type
Other
Additional info
No transaction fees - Includes all online and in-app payments plus in-branch banking
Feature type
Other
Additional info
Speed and convenience - 24/7 banking through Online Banking and the Westpac App2
Feature type
Other
Additional info
Receive payments near instantly via OSKO
Feature type
Other
Additional info
Simplify your accounting by linking Xero, MYOB and others with bank feeds
Feature type
Other
Additional info
Make and receive secure payments via PayID
Feature type
Other
Additional info
Use a business debit card5 for cash and purchases
Feature type
Other
Additional info
With PayTo, you can see, review and authorise all new PayTo payments for things such as recurring bills, memberships and subscriptions before the money leaves your account.
Feature type
Other
Additional info
Eligible account for the EFTPOS Air App
Additional info uri
View bank information ↗
Feature type
Other
Additional info
Deposit, receive and access funds, and make payments through a variety of banking channels including in branch, online, telephone banking and debit card
Feature type
Other
Additional info
Complement your everyday account with a Community Solutions Cash Reserve savings account
Feature type
Other
Additional info
Authorise and manage payments from your bank account with PayTo�.
Feature type
Other
Additional info
Complement your everyday account with a Community Solutions Cash Reserve savings account
Feature type
Other
Additional info
eStatements - Stay on top of your finances with less clutter
Feature type
Digital banking
Additional info
Company or business can pay bills using BPAY.
Feature type
Fraud protection
Additional info
The product includes FRAUD_PROTECTION features.
Feature type
Other
Additional info
Your company will get a regular statements of the account
Feature type
Other
Additional info
Your company/business can make Periodical Payments from this account
Feature type
Other
Additional info
Cheque access available for customers above 18 years of age
Feature type
Other
Additional info
Make and receive secure payments via PayID
Feature type
Other
Additional info
Account enquiries are always free when you use Online Banking.

Eligibility type
Min age
Additional value
18
Additional info
Applicant plus all signatories
Eligibility type
Residency status
Additional value
Operating with an Australian address
Eligibility type
Other
Additional info
Not-for-profit organisations including charities, community and sporting groups, schools, government bodies, and registered political parties

No limits & conditions were provided.

No bundles were provided.

From the bank

No application link was provided. Contact the bank to ask about this product.