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Westpac / Transaction & savings
Community Solutions Cash Reserve
Earn interest on your surplus funds and access your funds anytime you need them.
Updated 13 Aug 2026Individually tailored product
- Deposit rate type
- Variable
- Rate
- 0.45%
- Calculation frequency
- 1 day
- Application type
- Periodic
- Application frequency
- 1 month
- Tiers
- Name
- 0.00 to 4999.00
- Unit of measure
- Dollar
- Minimum value
- $0.00
- Maximum value
- $4,999.00
- Rate application method
- Whole balance
- Applicability conditions
- Rate applicability type
- Min deposit amount
- Additional value
- 0.00
- Deposit rate type
- Variable
- Rate
- 0.45%
- Calculation frequency
- 1 day
- Application type
- Periodic
- Application frequency
- 1 month
- Tiers
- Name
- 5000.00 to 9999.00
- Unit of measure
- Dollar
- Minimum value
- $5,000.00
- Maximum value
- $9,999.00
- Rate application method
- Whole balance
- Applicability conditions
- Rate applicability type
- Min deposit amount
- Additional value
- 5000.00
- Deposit rate type
- Variable
- Rate
- 0.45%
- Calculation frequency
- 1 day
- Application type
- Periodic
- Application frequency
- 1 month
- Tiers
- Name
- 10000.00 to 24999.00
- Unit of measure
- Dollar
- Minimum value
- $10,000.00
- Maximum value
- $24,999.00
- Rate application method
- Whole balance
- Applicability conditions
- Rate applicability type
- Min deposit amount
- Additional value
- 10000.00
- Deposit rate type
- Variable
- Rate
- 0.45%
- Calculation frequency
- 1 day
- Application type
- Periodic
- Application frequency
- 1 month
- Tiers
- Name
- 25000.00 to 49999.00
- Unit of measure
- Dollar
- Minimum value
- $25,000.00
- Maximum value
- $49,999.00
- Rate application method
- Whole balance
- Applicability conditions
- Rate applicability type
- Min deposit amount
- Additional value
- 25000.00
- Deposit rate type
- Variable
- Rate
- 0.6%
- Calculation frequency
- 1 day
- Application type
- Periodic
- Application frequency
- 1 month
- Tiers
- Name
- 50000.00 to 249999.00
- Unit of measure
- Dollar
- Minimum value
- $50,000.00
- Maximum value
- $249,999.00
- Rate application method
- Whole balance
- Applicability conditions
- Rate applicability type
- Min deposit amount
- Additional value
- 50000.00
- Deposit rate type
- Variable
- Rate
- 1.15%
- Calculation frequency
- 1 day
- Application type
- Periodic
- Application frequency
- 1 month
- Tiers
- Name
- 250000.00 to 499999.00
- Unit of measure
- Dollar
- Minimum value
- $250,000.00
- Maximum value
- $499,999.00
- Rate application method
- Whole balance
- Applicability conditions
- Rate applicability type
- Min deposit amount
- Additional value
- 250000.00
- Deposit rate type
- Variable
- Rate
- 1.15%
- Calculation frequency
- 1 day
- Application type
- Periodic
- Application frequency
- 1 month
- Tiers
- Name
- 500000.00 to 999999.00
- Unit of measure
- Dollar
- Minimum value
- $500,000.00
- Maximum value
- $999,999.00
- Rate application method
- Whole balance
- Applicability conditions
- Rate applicability type
- Min deposit amount
- Additional value
- 500000.00
- Deposit rate type
- Variable
- Rate
- 1.3%
- Calculation frequency
- 1 day
- Application type
- Periodic
- Application frequency
- 1 month
- Tiers
- Name
- 1000000+
- Unit of measure
- Dollar
- Minimum value
- $1,000,001.00
- Rate application method
- Whole balance
- Applicability conditions
- Rate applicability type
- Min deposit amount
- Additional value
- 1000000.00
No lending rates were provided.
- Name
- Account Keeping Fee
- Fee type
- Periodic
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $0.00
- Additional value
- 1 month
- Name
- Overdrawn Fee
- Fee type
- Event
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $15.00
- Additional info
- $15.00 per occurrence
- Name
- Self-Service (Electronic) Withdrawals
- Fee type
- Withdrawal
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $0.00
- Name
- Self-Service (Electronic) Deposits
- Fee type
- Deposit
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $0.00
- Name
- Cheques Collected / Deposited
- Fee type
- Transaction
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $3.00
- Additional info
- Cheques collected or deposited (Additional charge for the branch transaction applies)
- Name
- Staff-Assisted Withdrawal
- Fee type
- Withdrawal
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $3.00
- Additional info
- These channels are not available, however if these transactions occur for each transaction a $3.00 fee will be incurred
- Name
- Staff-Assisted Deposit
- Fee type
- Deposit
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $3.00
- Name
- Periodical Payments
- Fee type
- Transaction
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $0.00
- Name
- Telephone Banking
- Fee type
- Event
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $0.00
- Additional info
- Unlimited free self-service enquiries
- Name
- Online Banking
- Fee type
- Event
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $0.00
- Additional info
- Account enquiries are always free when you use Online Banking.
- Name
- Narrated Credits
- Fee type
- Transaction
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $3.00
- Additional info
- Not usually available
- Feature type
- Other
- Additional info
- No account-keeping fees
- Feature type
- Other
- Additional info
- No fees to move cash to and from your Westpac transaction account through Online Banking and the Westpac App
- Feature type
- Other
- Additional info
- Regularly deposit funds to grow savings balance
- Feature type
- Other
- Additional info
- Earn interest on your surplus funds, noting that zero interest rates may apply from time to time
- Feature type
- Other
- Additional info
- Get access to your savings at any time
- Feature type
- Other
- Additional info
- No minimum balance needed
- Feature type
- Digital banking
- Feature type
- Other
- Additional info
- Tiered interest is paid on certain balances
- Feature type
- Other
- Additional info
- Interest is paid on monthly basis.
- Feature type
- Other
- Additional info
- You will be provided regular statement for the account and you have a choice of 3 or 6 monthly statements.
- Feature type
- Other
- Additional info
- Unlimited free self-service enquiries.
- Feature type
- Fraud protection
- Additional info
- The product includes FRAUD_PROTECTION features.
- Feature type
- Other
- Additional info
- Account enquiries are always free when you use Online Banking
- Eligibility type
- Min age
- Additional value
- 18
- Additional info
- Applicant plus all signatories
- Eligibility type
- Residency status
- Additional value
- Operating in Australia with an Australian address
- Eligibility type
- Business
- Additional info
- Not-for-profit organisations including charities, community and sporting groups, schools, government bodies, and registered political parties
- Eligibility type
- Other
- Additional info
- Needs an eligible Westpac business transaction account to link to.
No limits & conditions were provided.
No bundles were provided.
From the bank
No application link was provided. Contact the bank to ask about this product.