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NAB / Transaction & savings

NAB Classic Banking

Meet your everyday bank account. Easy access to your money everyday with no monthly account or overdrawn fee.

Updated 6 Jan 2026Individually tailored product

Deposit rate type
Variable
Rate
0%
Calculation frequency
1 year
Application type
Periodic
Application frequency
3 months
Applicability conditions
Rate applicability type
Other
Additional value
N/A
Additional info
Not applicable
Additional info uri
View bank information ↗

Lending rate type
Penalty
Rate
20%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Interest payment due
In arrears
Repayment type
Other
Loan purpose
Other
Applicability conditions
Rate applicability type
Other
Additional value
N/A
Additional info
Not applicable
Additional value
Not applicable of repaymentType and loanPurpose
Additional info
Default interest

Name
Monthly Account Fee
Fee type
Periodic
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Additional value
1 month
Additional info uri
View bank information ↗
Name
Overdrawn Fee
Fee type
Event
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Additional info uri
View bank information ↗
Name
Monthly Card Fee
Fee type
Periodic
Fee method utype
fixedAmount
Fixed amount
Amount
$10.00
Currency
Aud
Additional value
1 month
Additional info
if platinum debit card active
Additional info uri
View bank information ↗
Name
International transaction single currency
Fee type
Transaction
Fee method utype
rateBased
Rate based
Rate type
Transaction
Rate
3.5%
Currency
Aud
Additional info
Yes, if a standard visa debit card is linked If a platinum visa debit card is linked - fee is charged for ATM cash withdrawals only
Additional info uri
View bank information ↗
Name
International transaction multi currency
Fee type
Transaction
Fee method utype
rateBased
Rate based
Rate type
Transaction
Rate
3.5%
Currency
Aud
Additional info
Yes, if a standard visa debit card is linked If a platinum visa debit card is linked - fee is charged for ATM cash withdrawals only
Additional info uri
View bank information ↗
Name
Balance enquiry (Overseas ATM)
Fee type
Transaction
Fee method utype
fixedAmount
Fixed amount
Amount
$1.00
Currency
Aud
Additional info
Section 2 - Service Fees Account Related Services Overseas access
Additional info uri
View bank information ↗
Name
ATM cash withdrawal fee (Overseas)
Fee type
Transaction
Fee method utype
fixedAmount
Fixed amount
Amount
$5.00
Currency
Aud
Additional info
Section 2 - Service Fees Account Related Services Overseas access
Additional info uri
View bank information ↗
Name
Transaction fee
Fee type
Transaction
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Additional info uri
View bank information ↗

Feature type
Card access
Additional value
NAB Visa Debit Card; NAB Platinum Visa Debit Card
Additional info uri
View bank information ↗
Feature type
Digital wallet
Additional value
Apple Pay
Additional info uri
View bank information ↗
Feature type
Digital wallet
Additional value
Google Pay
Additional info uri
View bank information ↗
Feature type
Digital wallet
Additional value
Samsung Pay
Additional info uri
View bank information ↗
Feature type
Digital wallet
Additional value
Garmin Pay
Additional info uri
View bank information ↗
Feature type
Npp payid
Additional info uri
View bank information ↗
Feature type
Npp enabled
Additional info uri
View bank information ↗
Feature type
Unlimited txns
Additional info uri
View bank information ↗
Feature type
Digital banking
Additional info uri
View bank information ↗
Feature type
Bill payment
Additional value
Bpay
Additional info uri
View bank information ↗
Feature type
Additional cards
Additional info uri
View bank information ↗
Feature type
Cashback offer
Additional info uri
View bank information ↗
Feature type
Fraud protection
Additional info uri
View bank information ↗
Feature type
Insurance
Additional value
If a NAB Visa Debit card is linked, purchase protection insurance is available. If a NAB Platinum Visa Debit card is linked, complimentary insurance is available.
Additional info uri
View bank information ↗
Feature type
Funds available after
Additional value
12 months

Eligibility type
Natural person
Eligibility type
Residency status
Additional value
A copy of your Visa or VEVO printout evidencing Visa entitlement and status required for all non-resident customers

No limits & conditions were provided.

No bundles were provided.