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NAB / Transaction & savings

NAB iSaver

Access your savings whenever you need them, without affecting your interest rate.

Updated 15 May 2026Individually tailored product

Deposit rate type
Variable
Rate
1.65%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Applicability conditions
Rate applicability type
Other
Additional info
Not applicable
Additional value
At a minimum, you'll get this rate (subject to change) on your balance, regardless of how many transactions you make.
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Deposit rate type
Bonus
Rate
3.6%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Applicability conditions
Rate applicability type
Other
Additional info
Introductory bonus margin is only available for a period of 4 months to customers who have not held a NAB iSaver in the last 12 months (on balances up to $20 million).
Additional value
In addition, you'll also get this for the first four months after opening your first NAB iSaver account for balances up to $20 million.
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Lending rate type
Penalty
Rate
15.41%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Interest payment due
In arrears
Repayment type
Other
Loan purpose
Other
Applicability conditions
Rate applicability type
Other
Additional info
Not applicable
Additional value
Penalty interest rates apply if the account is overdrawn beyond the approved limit

No fees & discounts were provided.

Feature type
Unlimited txns
Feature type
Npp payid
Feature type
Npp enabled
Additional info
Receives Payments
Feature type
Digital banking

Eligibility type
Residency status
Additional value
A copy of your Visa or VEVO printout evidencing Visa entitlement and status required for all non-resident customers
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Eligibility type
Natural person
Eligibility type
Other
Additional info
You’ll need to link a NAB transaction account such as a NAB Classic Banking or NAB Retirement Account to access your iSaver account via NAB Internet Banking, NAB Telephone Banking and the NAB App.

No limits & conditions were provided.

No bundles were provided.