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NAB / Transaction & savings

NAB Retirement Account

Get more from your money in retirement and enjoy easy access to your money while earning a competitive interest rate.

Updated 15 May 2026Individually tailored product

Deposit rate type
Variable
Rate
0.15%
Calculation frequency
1 day
Application type
Periodic
Application frequency
3 months
Tiers
Name
$1 - $9,999
Unit of measure
Dollar
Minimum value
$1.00
Maximum value
$9,999.00
Rate application method
Per tier
Applicability conditions
Rate applicability type
Other
Additional info
Not applicable
Additional info uri
View bank information ↗
Applicability conditions
Rate applicability type
Other
Additional info
Not applicable
Additional info
$1 - $9,999
Additional info uri
View bank information ↗
Deposit rate type
Variable
Rate
1.55%
Calculation frequency
1 day
Application type
Periodic
Application frequency
3 months
Tiers
Name
$10,000 - $49,999
Unit of measure
Dollar
Minimum value
$10,000.00
Maximum value
$49,999.00
Rate application method
Per tier
Applicability conditions
Rate applicability type
Other
Additional info
Not applicable
Additional info uri
View bank information ↗
Applicability conditions
Rate applicability type
Other
Additional info
Not applicable
Additional info
$10,000 - $49,999
Additional info uri
View bank information ↗
Deposit rate type
Variable
Rate
2.05%
Calculation frequency
1 day
Application type
Periodic
Application frequency
3 months
Tiers
Name
$50,000 - $249,999
Unit of measure
Dollar
Minimum value
$50,000.00
Maximum value
$249,999.00
Rate application method
Per tier
Applicability conditions
Rate applicability type
Other
Additional info
Not applicable
Additional info uri
View bank information ↗
Applicability conditions
Rate applicability type
Other
Additional info
Not applicable
Additional info
$50,000 - $249,999
Additional info uri
View bank information ↗
Deposit rate type
Variable
Rate
2.2%
Calculation frequency
1 day
Application type
Periodic
Application frequency
3 months
Tiers
Name
$250,000 plus
Unit of measure
Dollar
Minimum value
$250,000.00
Rate application method
Per tier
Applicability conditions
Rate applicability type
Other
Additional info
Not applicable
Additional info uri
View bank information ↗
Applicability conditions
Rate applicability type
Other
Additional info
Not applicable
Additional info
$250,000 plus
Additional info uri
View bank information ↗

Lending rate type
Penalty
Rate
20%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Interest payment due
In arrears
Repayment type
Other
Loan purpose
Other
Applicability conditions
Rate applicability type
Other
Additional info
Not applicable
Additional value
Penalty interest rate
Additional info uri
View bank information ↗

Name
Monthly Account Fees
Fee type
Periodic
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Additional value
1 month
Additional info uri
View bank information ↗
Name
Overdrawn Fee
Fee type
Event
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Name
Monthly Card Fee
Fee type
Periodic
Fee method utype
fixedAmount
Fixed amount
Amount
$10.00
Currency
Aud
Additional value
1 month
Additional info
if platinum debit card is linked
Name
International transaction single currency
Fee type
Transaction
Fee method utype
rateBased
Rate based
Rate type
Transaction
Rate
3.5%
Currency
Aud
Additional info
Yes, if a standard visa debit card is linked If a platinum visa debit card is linked - fee is charged for ATM cash withdrawals only
Name
International transaction multi currency
Fee type
Transaction
Fee method utype
rateBased
Rate based
Rate type
Transaction
Rate
3.5%
Currency
Aud
Additional info
Yes, if a standard visa debit card is linked If a platinum visa debit card is linked - fee is charged for ATM cash withdrawals only
Name
Balance enquiry (Overseas ATM)
Fee type
Transaction
Fee method utype
fixedAmount
Fixed amount
Amount
$1.00
Currency
Aud
Additional info
Section 2 - Service Fees Account Related Services Overseas access
Name
ATM cash withdrawal fee (Overseas)
Fee type
Transaction
Fee method utype
fixedAmount
Fixed amount
Amount
$5.00
Currency
Aud
Additional info uri
View bank information ↗

Feature type
Card access
Additional value
NAB Visa Debit Card; NAB Platinum Visa Debit Card
Feature type
Npp enabled
Feature type
Npp payid
Feature type
Digital wallet
Additional value
Apple Pay
Feature type
Digital wallet
Additional value
Google Pay
Feature type
Digital wallet
Additional value
Samsung Pay
Feature type
Digital wallet
Additional value
Garmin Pay
Feature type
Unlimited txns
Feature type
Digital banking
Feature type
Bill payment
Additional value
Bpay
Feature type
Additional cards
Feature type
Cashback offer
Additional value
If linked to Platinum Visa Debit card (PVD) - 1% cashback on contactless purchases
Feature type
Insurance
Additional value
If a NAB Visa Debit card is linked, purchase protection insurance is available. If a NAB Platinum Visa Debit card is linked, complimentary insurance is available.
Feature type
Fraud protection

Eligibility type
Min age
Additional value
55
Additional info
To be over 55 and retired, or receiving a Government pension or allowance
Additional info uri
View bank information ↗
Eligibility type
Other
Additional info
To be over 55 and retired, or receiving a Government pension or allowance
Additional info uri
View bank information ↗
Eligibility type
Natural person
Additional info uri
View bank information ↗

No limits & conditions were provided.

No bundles were provided.