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CBA / Transaction & savings
Farm Management Deposit account (At Call)
A tax-effective investment that allows primary producers to set aside pre-tax income as a cash reserve for later years.
Updated 9 Sept 2026Individually tailored product
- Deposit rate type
- Variable
- Rate
- 0%
- Calculation frequency
- 1 day
- Application type
- Periodic
- Application frequency
- 3 months
- Tiers
- Name
- Amount
- Unit of measure
- Dollar
- Minimum value
- $0.00
- Maximum value
- $999.99
- Rate application method
- Whole balance
- Additional info
- At Call Option. Payment frequency - Quarterly in March, June, September and December. Rate is on Per Annum basis.
- Additional info uri
- View bank information ↗
- Deposit rate type
- Variable
- Rate
- 0.01%
- Calculation frequency
- 1 day
- Application type
- Periodic
- Application frequency
- 3 months
- Tiers
- Name
- Amount
- Unit of measure
- Dollar
- Minimum value
- $1,000.00
- Maximum value
- $29,999.99
- Rate application method
- Whole balance
- Additional info
- At Call Option. Payment frequency - Quarterly in March, June, September and December. Rate is on Per Annum basis.
- Additional info uri
- View bank information ↗
- Deposit rate type
- Variable
- Rate
- 0.75%
- Calculation frequency
- 1 day
- Application type
- Periodic
- Application frequency
- 3 months
- Tiers
- Name
- Amount
- Unit of measure
- Dollar
- Minimum value
- $30,000.00
- Maximum value
- $99,999.99
- Rate application method
- Whole balance
- Additional info
- At Call Option. Payment frequency - Quarterly in March, June, September and December. Rate is on Per Annum basis.
- Additional info uri
- View bank information ↗
- Deposit rate type
- Variable
- Rate
- 1.35%
- Calculation frequency
- 1 day
- Application type
- Periodic
- Application frequency
- 3 months
- Tiers
- Name
- Amount
- Unit of measure
- Dollar
- Minimum value
- $100,000.00
- Rate application method
- Whole balance
- Additional info
- At Call Option. Payment frequency - Quarterly in March, June, September and December. Rate is on Per Annum basis.
- Additional info uri
- View bank information ↗
No lending rates were provided.
- Name
- Issue of transaction listing or Paper Statement Fee
- Fee type
- Event
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $2.50
- Currency
- Aud
- Additional info
- At Call FMD Account - on the date of request for ad-hoc transaction listing or paper statement
- Additional info uri
- View bank information ↗
- Feature type
- Other
- Additional info
- Helps balance good and bad times, by allowing eligible customers to set aside their individual pre-tax income in good years as a cash reserve to withdraw from in less profitable years.
- Additional info uri
- View bank information ↗
- Feature type
- Other
- Additional info
- Withdrawals and deposits are made by phoning your Relationship Manager, or visiting a branch of the Bank.
- Additional info uri
- View bank information ↗
- Feature type
- Other
- Additional info
- When you select an At Call Deposit you will receive a standard variable interest rate. Interest is calculated daily and paid quarterly on the full balance when $1,000 or more is held in the account.
- Additional info uri
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- Feature type
- Digital banking
- Additional info
- You will be able to renew the term of the Farm Management Deposit account at maturity, in NetBank and the CommBank app.
- Additional info uri
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- Feature type
- Other
- Additional info
- Flexibility to choose between a fixed term and at call investment option
- Additional info uri
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- Feature type
- Other
- Additional info
- $1,000.00 minimum ongoing balance in any individual FMD Account at any time.
- Additional info uri
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- Feature type
- Other
- Additional info
- No account-keeping fees (standard government fees may apply).
- Additional info uri
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- Feature type
- Other
- Additional info
- Funds held in a FMD account will be deducted from your assessable income in the year in which the deposit is made. Withdrawals are considered assessable income for that year's tax return. Keep in mind, deposits in the FMD account must be kept for at least 12 months to be eligible for tax benefits.
- Additional info uri
- View bank information ↗
- Eligibility type
- Other
- Additional info
- To be eligible for the scheme and to maintain FMD status, the account holder must be an individual primary producer (this can include the beneficiary of a trust, partner of a partnership, but not joint persons or companies) at the time when they open the account or make a deposit. Deposits must meet the criteria specified in the Income Tax Assessment Act 1997 and those outlined in the Terms and Conditions section of the Farm Management Deposit Accounts document. For further details on eligibility criteria refer to the Farm Management Deposits Law or visit the Department of Agriculture and Water Resources website at agriculture.gov.au. Account holders must also meet the FMD account eligibility criteria as set out by the ATO
- Additional info uri
- View bank information ↗
- Constraint type
- Max balance
- Additional value
- 800000.00
- Additional info
- Aggregate balance of all FMD Accounts must not exceed $800,000.00
- Additional info uri
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- Constraint type
- Opening balance
- Additional value
- 1000.00
- Additional info
- At Call FMD Account - $1,000.00 minimum deposit
- Additional info uri
- View bank information ↗
No bundles were provided.