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CBA / Transaction & savings

Capital Growth Account

An account that lets you save and top-up your balance, with flexibility to access your funds by providing notice.

Updated 9 Sept 2026

Deposit rate type
Variable
Rate
3.25%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Additional info
The interest rate applies on Balance on Hold for the Capital Growth Account with a Notice period of 2 days.
Deposit rate type
Variable
Rate
2.1%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Additional info
The interest rate applies on Balance on Notice for the Capital Growth Account with a Notice period of 2 days.
Deposit rate type
Variable
Rate
0%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Additional info
The interest rate applies on Balance on Call for the Capital Growth Account with a Notice period of 2 days.
Deposit rate type
Variable
Rate
4%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Additional info
The interest rate applies on Balance on Hold for the Capital Growth Account with a Notice period of 7 days.
Deposit rate type
Variable
Rate
2.1%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Additional info
The interest rate applies on Balance on Notice for the Capital Growth Account with a Notice period of 7 days.
Deposit rate type
Variable
Rate
0%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Additional info
The interest rate applies on Balance on Call for the Capital Growth Account with a Notice period of 7 days.

Lending rate type
Variable
Rate
17.43%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Repayment type
Other
Loan purpose
Other
Additional info
It is not the intention of your CGA to become overdrawn and as such any overdrawn account will be charged excess debit interest that will be calculated daily and charged to your account on the 1st day of each month or when the account is closed.
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Name
Account Keeping Fee
Fee type
Periodic
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Additional value
1 month
Additional info
No account keeping fees
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Name
Transaction Fee
Fee type
Transaction
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Additional info
No Transaction fees
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Feature type
Other
Additional info
Variable interest rates.
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Feature type
Digital banking
Additional info
Manage online at any time. View, track and manage your account on CommBiz, Netbank and the CommBank App.
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Feature type
Other
Additional info
Choose from a range of notice periods. Our notice periods range from 2 to 370 days so you can tailor your returns based on your business needs.
Additional info uri
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Feature type
Funds available after
Additional value
90 days
Additional info
You need to notify us to access the money in your Capital Growth Account. Once you've submitted a notice request online for some or all of your funds, you'll have to wait for the duration of your notice period before your money is available.
Additional info uri
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Feature type
Funds available after
Additional value
185 days
Additional info
You need to notify us to access the money in your Capital Growth Account. Once you've submitted a notice request online for some or all of your funds, you'll have to wait for the duration of your notice period before your money is available.
Additional info uri
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Feature type
Funds available after
Additional value
7 days
Additional info
You need to notify us to access the money in your Capital Growth Account. Once you've submitted a notice request online for some or all of your funds, you'll have to wait for the duration of your notice period before your money is available.
Additional info uri
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Feature type
Funds available after
Additional value
60 days
Additional info
You need to notify us to access the money in your Capital Growth Account. Once you've submitted a notice request online for some or all of your funds, you'll have to wait for the duration of your notice period before your money is available.
Additional info uri
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Feature type
Funds available after
Additional value
35 days
Additional info
You need to notify us to access the money in your Capital Growth Account. Once you've submitted a notice request online for some or all of your funds, you'll have to wait for the duration of your notice period before your money is available.
Additional info uri
View bank information ↗
Feature type
Funds available after
Additional value
370 days
Additional info
You need to notify us to access the money in your Capital Growth Account. Once you've submitted a notice request online for some or all of your funds, you'll have to wait for the duration of your notice period before your money is available.
Additional info uri
View bank information ↗
Feature type
Funds available after
Additional value
2 days
Additional info
You need to notify us to access the money in your Capital Growth Account. Once you've submitted a notice request online for some or all of your funds, you'll have to wait for the duration of your notice period before your money is available.
Additional info uri
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Eligibility type
Business
Additional info uri
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Eligibility type
Other
Additional info
For notice periods of 35 days and above, you will need to have a Relationship Manager to apply. 2 and 7 day notice period accounts are not available for Financial Institutions. 35, 60 and 90 days' notice periods are only available for Financial Institutions at the Bank's discretion.
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Eligibility type
Other
Additional info
in the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable
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Eligibility type
Other
Additional info
in the case of foreign companies that carry on business in Australia, be registered with ASIC. The eligibility of other foreign companies will be subject to review on a case by case basis.
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Constraint type
Opening balance
Additional value
500000.00
Additional info
For notice periods of 35 days and above, there is a minimum initial deposit of $500,000.
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No bundles were provided.