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CBA / Transaction & savings

Foreign Currency Account (Retail)

A flexible way to make, receive and convert regular payments in foreign currencies.

Updated 9 Sept 2026

Deposit rate type
Variable
Rate
0%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$0.00
Maximum value
$59,999.99
Rate application method
Whole balance
Additional info
Applicable to currency NZD
Additional info uri
View bank information ↗
Deposit rate type
Variable
Rate
0%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$0.00
Maximum value
$249,999.99
Rate application method
Whole balance
Additional info
Applicable to currency ZAR
Additional info uri
View bank information ↗
Deposit rate type
Variable
Rate
0%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$60,000.00
Maximum value
$119,999.99
Rate application method
Whole balance
Additional info
Applicable to currency NZD
Additional info uri
View bank information ↗
Deposit rate type
Variable
Rate
1.725%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$250,000.00
Maximum value
$499,999.99
Rate application method
Whole balance
Additional info
Applicable to currency ZAR
Additional info uri
View bank information ↗
Deposit rate type
Variable
Rate
1.75%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$120,000.00
Maximum value
$599,999.99
Rate application method
Whole balance
Additional info
Applicable to currency NZD
Additional info uri
View bank information ↗
Deposit rate type
Variable
Rate
2%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$600,000.00
Rate application method
Whole balance
Additional info
Applicable to currency NZD
Additional info uri
View bank information ↗
Deposit rate type
Variable
Rate
2.725%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$500,000.00
Maximum value
$2,499,999.99
Rate application method
Whole balance
Additional info
Applicable to currency ZAR
Additional info uri
View bank information ↗
Deposit rate type
Variable
Rate
3.725%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$2,500,000.00
Rate application method
Whole balance
Additional info
Applicable to currency ZAR
Additional info uri
View bank information ↗

Lending rate type
Variable
Rate
9%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Repayment type
Other
Loan purpose
Other
Additional info
Applicable to currency CHF
Additional info uri
View bank information ↗
Lending rate type
Variable
Rate
9.91%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Repayment type
Other
Loan purpose
Other
Additional info
Applicable to currency JPY
Additional info uri
View bank information ↗
Lending rate type
Variable
Rate
9.99%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Repayment type
Other
Loan purpose
Other
Additional info
Applicable to currency THB
Additional info uri
View bank information ↗
Lending rate type
Variable
Rate
10.25%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Repayment type
Other
Loan purpose
Other
Additional info
Applicable to currency SGD
Additional info uri
View bank information ↗
Lending rate type
Variable
Rate
10.715%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Repayment type
Other
Loan purpose
Other
Additional info
Applicable to currency SEK
Additional info uri
View bank information ↗
Lending rate type
Variable
Rate
10.85%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Repayment type
Other
Loan purpose
Other
Additional info
Applicable to currency DKK
Additional info uri
View bank information ↗
Lending rate type
Variable
Rate
11.2%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Repayment type
Other
Loan purpose
Other
Additional info
Applicable to currency CAD
Additional info uri
View bank information ↗
Lending rate type
Variable
Rate
11.2%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Repayment type
Other
Loan purpose
Other
Additional info
Applicable to currency EUR
Additional info uri
View bank information ↗
Lending rate type
Variable
Rate
11.33%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Repayment type
Other
Loan purpose
Other
Additional info
Applicable to currency HKD
Additional info uri
View bank information ↗
Lending rate type
Variable
Rate
11.75%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Repayment type
Other
Loan purpose
Other
Additional info
Applicable to currency NZD
Additional info uri
View bank information ↗
Lending rate type
Variable
Rate
12.63%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Repayment type
Other
Loan purpose
Other
Additional info
Applicable to currency USD
Additional info uri
View bank information ↗
Lending rate type
Variable
Rate
12.78%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Repayment type
Other
Loan purpose
Other
Additional info
Applicable to currency GBP
Additional info uri
View bank information ↗
Lending rate type
Variable
Rate
13.15%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Repayment type
Other
Loan purpose
Other
Additional info
Applicable to currency NOK
Additional info uri
View bank information ↗
Lending rate type
Variable
Rate
13.725%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Repayment type
Other
Loan purpose
Other
Additional info
Applicable to currency ZAR
Additional info uri
View bank information ↗

Name
International Money Transfers Sent
Fee type
Payment
Fee method utype
fixedAmount
Fixed amount
Amount
$30.00
Currency
Aud
Additional info
Issued via a branch. Fee must be paid in Australian Dollars or debited from an Australian Dollar Account.
Additional info uri
View bank information ↗
Name
International Money Transfers Sent
Fee type
Event
Fee method utype
fixedAmount
Fixed amount
Amount
$25.00
Currency
Aud
Additional info
Amendment to payment instruction, i.e. beneficiary, bank, address when requested by customer, or where the overseas bank is unable to process payment on original instruction. Overseas bank charges (which may vary from country to country) could apply in addition to the charges listed above. $25.00 per request plus overseas banks' costs.
Additional info uri
View bank information ↗
Name
International Money Transfers Sent
Fee type
Event
Fee method utype
fixedAmount
Fixed amount
Amount
$25.00
Currency
Aud
Additional info
Cancellation and request for funds to be returned. This is a request only and is dependent on the overseas bank obtaining the relevant debit authority to be able to return funds. Returned funds will be converted back to the currency of the funding account at the published Banks buys IMT rate on the day it is credited to the funding account. Overseas bank charges (Which may vary from country to country) could apply in addition to the charges listed above. $25.00 per request plus overseas banks' costs.
Additional info uri
View bank information ↗
Name
International Money Transfers Sent
Fee type
Event
Fee method utype
fixedAmount
Fixed amount
Amount
$25.00
Currency
Aud
Additional info
Investigation of sent International Money Transfer (trace). This is a request only and is dependent on the overseas bank obtaining the relevant debit authority to be able to return funds. Returned funds will be converted back to the currency of the funding account at the published Banks buys IMT rate on the day it is credited to the funding account. Overseas bank charges (Which may vary from country to country) could apply in addition to the charges listed above. $25.00 per investigation includes any subsequent follow up request.
Additional info uri
View bank information ↗
Name
Account Keeping Fees
Fee type
Periodic
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Additional value
1 month
Additional info
No account-keeping fees. A Foreign Currency Account must be linked to an eligible CommBank Australian Dollar (AUD) account. Fees may apply to the linked account.
Additional info uri
View bank information ↗
Name
Deposits of foreign currency notes in branch
Fee type
Deposit
Fee method utype
rateBased
Rate based
Rate type
Transaction
Rate
1%
Amount range
Fee minimum
10.00
Currency
Aud
Additional info
1% of transaction amount (minimum $10.00 per transaction)
Additional info uri
View bank information ↗
Name
Withdrawal of foreign currency notes in branch
Fee type
Withdrawal
Fee method utype
rateBased
Rate based
Rate type
Transaction
Rate
1%
Amount range
Fee minimum
10.00
Currency
Aud
Additional info
1% of transaction amount (minimum $10.00 per transaction)
Additional info uri
View bank information ↗
Name
International Money Transfers Sent
Fee type
Payment
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Additional info
Issued via Commbiz, NetBank or the CommBank app. Funds debited from a Foreign Currency Account.
Additional info uri
View bank information ↗
Name
International Money Transfers Received
Fee type
Payment
Fee method utype
fixedAmount
Fixed amount
Amount
$11.00
Currency
Aud
Additional info
Up to $11.00 per transfer. Fee charged depends on arrangements with overseas banks. For credit of a Commonwealth Bank Foreign Currency Account.
Additional info uri
View bank information ↗
Name
International Money Transfers Received
Fee type
Payment
Fee method utype
fixedAmount
Fixed amount
Amount
$25.00
Currency
Aud
Additional info
Up to $25.00 per transfer. Fee charged depends on arrangements with overseas banks. For credit of an AUD account at another bank.
Additional info uri
View bank information ↗
Name
International Money Transfers Received
Fee type
Payment
Fee method utype
fixedAmount
Fixed amount
Amount
$35.00
Currency
Aud
Additional info
Up to $35.00 per transfer. Fee charged depends on arrangements with overseas banks. For credit of a Foreign Currency Account at another bank.
Additional info uri
View bank information ↗
Name
Transfers to or from linked Commonwealth Bank accounts
Fee type
Transaction
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Additional info
Free transfers between your own Commonwealth Bank linked accounts.
Additional info uri
View bank information ↗
Name
International Money Transfers Sent in GBP
Fee type
Payment
Fee method utype
fixedAmount
Fixed amount
Amount
$17.00
Currency
Aud
Additional info
GBP. This option is available for selected countries and currencies only. The option to pay an additional fee to cover charges by overseas banks is available for International Money Transfers sent via Branch, CommBiz or by prior arrangement with your Relationship Manager. This option is not available via Netbank and the CommBank app. The additional fee must be paid in Australian dollars.
Additional info uri
View bank information ↗
Name
International Money Transfers Sent in USD
Fee type
Payment
Fee method utype
fixedAmount
Fixed amount
Amount
$37.00
Currency
Aud
Additional info
USD. This option is available for selected countries and currencies only. The option to pay an additional fee to cover charges by overseas banks is available for International Money Transfers sent via Branch, CommBiz or by prior arrangement with your Relationship Manager. This option is not available via Netbank and the CommBank app. The additional fee must be paid in Australian dollars.
Additional info uri
View bank information ↗
Name
International Money Transfers Sent in NZD
Fee type
Payment
Fee method utype
fixedAmount
Fixed amount
Amount
$33.00
Currency
Aud
Additional info
NZD. The option to pay an additional fee to cover charges by overseas banks is available for International Money Transfers sent via Branch, CommBiz or by prior arrangement with your Relationship Manager. This option is not available via Netbank and the CommBank app. The additional fee must be paid in Australian dollars.
Additional info uri
View bank information ↗
Name
International Money Transfers Sent in Euro
Fee type
Payment
Fee method utype
fixedAmount
Fixed amount
Amount
$33.00
Currency
Aud
Additional info
EURO. The option to pay an additional fee to cover charges by overseas banks is available for International Money Transfers sent via Branch, CommBiz or by prior arrangement with your Relationship Manager. This option is not available via Netbank and the CommBank app. The additional fee must be paid in Australian dollars.
Additional info uri
View bank information ↗

Feature type
Other
Additional info
No need to convert between Australian dollars and foreign currency every time you make or receive a payment.
Additional info uri
View bank information ↗
Feature type
Digital banking
Additional info
Make and receive payments in most convertible currencies through NetBank or the CommBank app.
Additional info uri
View bank information ↗
Feature type
Other
Additional info
Avoid short-term currency fluctuations with the flexibility to hold foreign currency and convert it whenever you like.
Additional info uri
View bank information ↗
Feature type
Other
Additional info
Please check the Commbank website for current debit excess interest rates.
Additional info uri
View bank information ↗
Feature type
Other
Additional info
No monthly account keeping fees. Fees may apply to linked accounts.
Additional info uri
View bank information ↗
Feature type
Other
Additional info
No minimum balance requirements
Additional info uri
View bank information ↗
Feature type
Other
Additional info
Please check the Commbank website for current credit interest rates. The interest calculation depends on the day count convention for the foreign currency in which the account is held.
Additional info uri
View bank information ↗
Feature type
Other
Additional info
Please check the CommBank website for available currencies, interest rates, and their respective day count conventions.
Additional info uri
View bank information ↗

Eligibility type
Min age
Additional value
18
Additional info
Be an individual 18 years or older
Additional info uri
View bank information ↗
Eligibility type
Other
Additional info
Hold an eligible CommBank AUD account with the Bank
Additional info uri
View bank information ↗

No limits & conditions were provided.

No bundles were provided.