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CBA / Transaction & savings

Youthsaver Account

Designed to help teach saving skills to under 18s, our Youthsaver account offers bonus interest for reaching saving goals.

Updated 9 Sept 2026Individually tailored product

Deposit rate type
Variable
Rate
2.15%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Additional info
For the portion of the balance over $50,000 and/or if the bonus criteria is not met the standard rate will apply.
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Deposit rate type
Bonus
Rate
0%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$50,000.01
Rate application method
Per tier
Additional value
With a Youthsaver, you can earn bonus interest on balances up to $50,000 when you grow your savings balance each calendar month (this excludes interest and bank initiated transactions).
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Deposit rate type
Bonus
Rate
2.9%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$0.00
Maximum value
$50,000.00
Rate application method
Per tier
Applicability conditions
Rate applicability type
Min deposits
Additional value
1
Additional info
We pay bonus interest on top of the standard variable credit interest rate on credit balances if you make at least one deposit each calendar month into your account.
Rate applicability type
Deposit balance increased
Additional value
0.01
Additional info
We pay bonus interest on top of the standard variable credit interest rate on credit balances if you have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions).
Additional value
With a Youthsaver, you can earn bonus interest on balances up to $50,000 when you grow your savings balance each calendar month (this excludes interest and bank initiated transactions).
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No lending rates were provided.

Name
Paper Transaction Listing Fee
Fee type
Event
Fee method utype
fixedAmount
Fixed amount
Amount
$2.50
Currency
Aud
Additional info
A fee charged when you ask us to give you a paper copy of transaction listings.
Name
Account Fee
Fee type
Periodic
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Additional value
1 month
Name
Paper Statement Fee
Fee type
Event
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Additional info
A fee charged when you ask us to give you a paper copy of past statements or ordered statements.
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Name
Assisted withdrawal fee
Fee type
Withdrawal
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
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Feature type
Bill payment
Additional value
BPAY View
Additional info
With BPAY View you can switch to online bills & ask billers to send them directly to the CommBank app or NetBank.
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Feature type
Digital banking
Additional info
Wherever you are in the world, CommBank gives you the choice and control to securely manage all of your accounts on a range of devices, the way you want.
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Feature type
Npp enabled
Additional info
Enjoy fast, secure payments anytime with PayID.
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Feature type
Other
Additional info
Free assisted withdrawal is available for you to take money out at a Commonwealth Bank branch, or with telephone banking if using an operator.
Feature type
Other
Additional info
Use QR Cardless to withdraw cash or deposit notes, coins and cheques (subject to product eligibility) by using the latest version of the CommBank app to scan a QR code at a compatible CommBank ATM.
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Feature type
Unlimited txns
Additional info
Unlimited CommBank electronic transactions.
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Eligibility type
Max age
Additional value
17
Additional info
This account is for anyone under the age of 18 years of age. For children 13 years or under, a parent or legal guardian will need to open the account.
Eligibility type
Natural person
Additional info
Accounts must be in the child's name only and are unable to be opened as a trust.

No limits & conditions were provided.

No bundles were provided.