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CBA / Transaction & savings
Pensioner Security Account
One convenient account for your transaction and savings needs - for customers aged 55 and above.
Updated 9 Sept 2026Individually tailored product
- Deposit rate type
- Variable
- Rate
- 0.05%
- Calculation frequency
- 1 day
- Application type
- Periodic
- Application frequency
- 3 months
- Tiers
- Name
- Amount
- Unit of measure
- Dollar
- Minimum value
- $0.00
- Maximum value
- $9,999.99
- Rate application method
- Per tier
- Additional info
- Paid on the portion of the balance that falls within each balance band. Rates are calculated daily and credited to your account quarterly in March, June, September and December.
- Additional info uri
- View bank information ↗
- Deposit rate type
- Variable
- Rate
- 1.85%
- Calculation frequency
- 1 day
- Application type
- Periodic
- Application frequency
- 3 months
- Tiers
- Name
- Amount
- Unit of measure
- Dollar
- Minimum value
- $10,000.00
- Maximum value
- $49,999.99
- Rate application method
- Per tier
- Additional info
- Paid on the portion of the balance that falls within each balance band. Rates are calculated daily and credited to your account quarterly in March, June, September and December.
- Additional info uri
- View bank information ↗
- Deposit rate type
- Variable
- Rate
- 2.35%
- Calculation frequency
- 1 day
- Application type
- Periodic
- Application frequency
- 3 months
- Tiers
- Name
- Amount
- Unit of measure
- Dollar
- Minimum value
- $50,000.00
- Maximum value
- $249,999.99
- Rate application method
- Per tier
- Additional info
- Paid on the portion of the balance that falls within each balance band. Rates are calculated daily and credited to your account quarterly in March, June, September and December.
- Additional info uri
- View bank information ↗
- Deposit rate type
- Variable
- Rate
- 2.85%
- Calculation frequency
- 1 day
- Application type
- Periodic
- Application frequency
- 3 months
- Tiers
- Name
- Amount
- Unit of measure
- Dollar
- Minimum value
- $250,000.00
- Rate application method
- Per tier
- Additional info
- Paid on the portion of the balance that falls within each balance band. Rates are calculated daily and credited to your account quarterly in March, June, September and December.
- Additional info uri
- View bank information ↗
- Lending rate type
- Variable
- Rate
- 14.9%
- Calculation frequency
- 1 day
- Application type
- Periodic
- Application frequency
- 3 months
- Repayment type
- Unconstrained
- Loan purpose
- Other
- Additional info
- The interest rate that applies to any overdrawn amounts. This is calculated daily and charged quarterly.
- Additional info uri
- View bank information ↗
- Name
- Unpaid cheque or debit fee
- Fee type
- Event
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $5.00
- Currency
- Aud
- Additional info
- When we dishonour a cheque or debit presented to us because there isn't enough money in your account. We may waive certain fees or charges at our discretion. The failure by us to charge any fee or charge does not constitute a waiver of that fee or charge in the future.
- Name
- Paper Transaction Listing Fee
- Fee type
- Event
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $2.50
- Currency
- Aud
- Additional info
- A fee charged when you ask us to give you a paper copy of transaction listings.
- Name
- Account Fee
- Fee type
- Periodic
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $0.00
- Currency
- Aud
- Additional value
- 1 month
- Name
- Paper Statement Fee
- Fee type
- Event
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $0.00
- Currency
- Aud
- Additional info
- A fee charged when you ask us to give you a paper copy of past statements or ordered statements.
- Name
- Access fee - ASB Bank ATMs in NZ and overseas CommBank ATMs
- Fee type
- Withdrawal
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $2.00
- Currency
- Aud
- Discounts
- Description
- When you make an international purchase, or withdraw cash at an ATM overseas using an eligible World Debit card, the access fee will be $0.
- Discount type
- Eligibility only
- Discount method utype
- fixedAmount
- Fixed amount
- Amount
- $2.00
- Eligibility
- Discount eligibility type
- Other
- Additional info
- Where you withdraw cash using an eligible World Debit Mastercard, the access fee will be $0.
- Additional info uri
- View bank information ↗
- Additional info
- When you take money out at ASB ATMs in NZ or CommBank ATMs outside Australia.
- Name
- Access fee - Other overseas cash and ATM withdrawals
- Fee type
- Withdrawal
- Fee method utype
- rateBased
- Rate based
- Rate type
- Transaction
- Rate
- 3.5%
- Amount range
- Fee minimum
- 5.00
- Currency
- Aud
- Discounts
- Description
- When you make an international purchase, or withdraw cash at an ATM overseas using an eligible World Debit card, the access fee will be $0.
- Discount type
- Eligibility only
- Discount method utype
- rateBased
- Rate based
- Rate type
- Transaction
- Rate
- 3.5%
- Amount range
- Discount minimum
- 5.00
- Eligibility
- Discount eligibility type
- Other
- Additional info
- Where you withdraw cash using an eligible World Debit Mastercard, the access fee will be $0.
- Additional info uri
- View bank information ↗
- Additional info uri
- View bank information ↗
- Additional info
- Any other cash withdrawals overseas will incur a $5.00 fee plus 3.5% of the transaction value.
- Name
- Access fee - Overseas purchases
- Fee type
- Purchase
- Fee method utype
- rateBased
- Rate based
- Rate type
- Transaction
- Rate
- 3.5%
- Currency
- Aud
- Discounts
- Description
- When you make an international purchase, or withdraw cash at an ATM overseas using an eligible World Debit card, the access fee will be $0.
- Discount type
- Eligibility only
- Discount method utype
- rateBased
- Rate based
- Rate type
- Transaction
- Rate
- 3.5%
- Eligibility
- Discount eligibility type
- Other
- Additional info
- Where your international purchases are made using an eligible World Debit Mastercard, the access fee will be $0.
- Additional info uri
- View bank information ↗
- Additional info uri
- View bank information ↗
- Additional info
- Purchases made overseas or in Australia (e.g. online), where the merchant is located overseas or the financial institution or entity processing transaction is located overseas.
- Name
- Staff assisted withdrawals
- Fee type
- Withdrawal
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $0.00
- Currency
- Aud
- Additional info
- There is no charge when you take money out at a CommBank branch, a post office, agency, with telephone banking if using an operator or by cashing a cheque.
- Additional info uri
- View bank information ↗
- Name
- Cheque negotiated fee
- Fee type
- Transaction
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $3.00
- Currency
- Aud
- Discounts
- Description
- We won't charge you a cheque negotiated fee.
- Discount type
- Eligibility only
- Discount method utype
- fixedAmount
- Fixed amount
- Amount
- $3.00
- Eligibility
- Discount eligibility type
- Other
- Additional info
- You have a disability that requires you to use a branch (visit a branch to apply), then we won't charge you a cheque negotiated fee.
- Additional info uri
- View bank information ↗
- Additional info
- When you write a cheque that needs to be negotiated through the clearing system.
- Name
- Monthly card fee
- Fee type
- Event
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $10.00
- Currency
- Aud
- Additional info
- A monthly card fee for Debit Mastercard holders with an approved World Debit Mastercard.
- Additional info uri
- View bank information ↗
- Feature type
- Card access
- Additional value
- Debit Mastercard
- Additional info
- Use instore, online and withdraw local currency at millions of locations, everywhere Mastercard is accepted. Choose a Debit Mastercard with your CommBank account and pay for things using your card, smartphone or wearable. You may receive access to other features and benefits associated with your Debit Mastercard subject to eligibility, approval and terms and conditions.
- Additional info uri
- View bank information ↗
- Feature type
- Additional cards
- Additional info
- We may limit the number of cards that may be issued or linked to a single account or customer profile.
- Feature type
- Bill payment
- Additional value
- BPAY View
- Additional info
- See, track and easily pay your bills online in NetBank or on the go in the CommBank app.
- Additional info uri
- View bank information ↗
- Feature type
- Card access
- Additional value
- World Debit Mastercard
- Additional info
- World Debit Mastercard is a premium debit card that can be linked to your CommBank transaction account, and can be used everywhere Mastercard is accepted. Enjoy additional exclusive features and benefits with the World Debit Mastercard, subject eligibility, approval, and terms and conditions. Fees apply.
- Additional info uri
- View bank information ↗
- Feature type
- Card access
- Additional value
- Link to Existing Card
- Feature type
- Other
- Additional info
- Securely lock your debit card in the CommBank app when you need to. And unlock it again when you don't.
- Additional info uri
- View bank information ↗
- Feature type
- Other
- Additional info
- CommBank Yello provides benefits for eligible CommBank customers, subject to terms and conditions.
- Additional info uri
- View bank information ↗
- Feature type
- Other
- Additional info
- Access a range of travel benefits through Travel Booking (provided by Hopper) for eligible customers.
- Additional info uri
- View bank information ↗
- Feature type
- Digital banking
- Additional info
- Wherever you are in the world, CommBank gives you the choice and control to securely manage all of your accounts on a range of devices, the way you want.
- Additional info uri
- View bank information ↗
- Feature type
- Digital wallet
- Additional value
- Apple Pay
- Additional info
- Pay with your Apple(TM) device using Apple Pay.
- Additional info uri
- View bank information ↗
- Feature type
- Digital wallet
- Additional value
- CommBank Tap and Pay
- Additional info
- Pay with your Android(TM) phone using the CommBank app.
- Additional info uri
- View bank information ↗
- Feature type
- Digital wallet
- Additional value
- Fitbit Pay
- Additional info
- Pay with your Fitbit(TM) smartwatch using Fitbit Pay.
- Additional info uri
- View bank information ↗
- Feature type
- Digital wallet
- Additional value
- Garmin Pay
- Additional info
- Pay with your Garmin(TM) smartwatch using Garmin Pay.
- Additional info uri
- View bank information ↗
- Feature type
- Digital wallet
- Additional value
- Google Pay
- Additional info
- Pay with your Android(TM) device using Google Pay.
- Additional info uri
- View bank information ↗
- Feature type
- Digital wallet
- Additional value
- Samsung Pay
- Additional info
- Pay with your Samsung(TM) device using Samsung Pay.
- Additional info uri
- View bank information ↗
- Feature type
- Npp payid
- Additional info
- Get faster payments between participating banks, anytime with a PayID.
- Additional info uri
- View bank information ↗
- Feature type
- Npp enabled
- Additional info
- Pay and receive near real-time payments.
- Additional info uri
- View bank information ↗
- Feature type
- Other
- Additional info
- You are not required to have a card to use this product.
- Feature type
- Other
- Additional info
- Manage payments from your bank account using PayTo.
- Additional info uri
- View bank information ↗
- Feature type
- Other
- Additional info
- Use QR Cardless to withdraw cash or deposit notes, coins and cheques (subject to product eligibility) by using the latest version of the CommBank app to scan a QR code at a compatible CommBank ATM.
- Additional info uri
- View bank information ↗
- Feature type
- Unlimited txns
- Additional info
- Unlimited CommBank electronic transactions.
- Additional info uri
- View bank information ↗
- Eligibility type
- Min age
- Additional value
- 55
- Additional info
- You must be at least 55 years old.
- Eligibility type
- Natural person
- Additional info
- You must be least 55 years old.
- Eligibility type
- Other
- Additional info
- For customers wanting to apply online, they will require an Australian residential address.
- Eligibility type
- Residency status
- Additional value
- Au
- Additional info
- Australian Resident
No limits & conditions were provided.
No bundles were provided.