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CBA / Transaction & savings

GoalSaver

Be rewarded with a variable bonus interest rate for saving regularly each month.

Updated 9 Sept 2026Individually tailored product

Deposit rate type
Variable
Rate
0.1%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Additional info
The standard variable rate applies if the bonus conditions are not met. The standard variable credit interest rate is paid on your entire account balance.
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Deposit rate type
Bonus
Rate
4.9%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$0.00
Maximum value
$49,999.99
Rate application method
Whole balance
Applicability conditions
Rate applicability type
Min deposits
Additional value
1
Additional info
We pay bonus interest on top of the standard variable credit interest rate on credit balances if you make at least one deposit each calendar month into your account.
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Rate applicability type
Deposit balance increased
Additional value
0.01
Additional info
We pay bonus interest on top of the standard variable credit interest rate on credit balances if you have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions).
Additional info uri
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Additional value
We pay bonus interest on top of the standard variable credit interest rate on credit balances if you: 1) Make at least one deposit each calendar month into your account; and 2) Have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions). One variable bonus interest rate applies to your entire balance. The interest rate depends on how much you have in your account.
Additional info uri
View bank information ↗
Deposit rate type
Bonus
Rate
4.9%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$50,000.00
Maximum value
$249,999.99
Rate application method
Whole balance
Applicability conditions
Rate applicability type
Min deposits
Additional value
1
Additional info
We pay bonus interest on top of the standard variable credit interest rate on credit balances if you make at least one deposit each calendar month into your account.
Additional info uri
View bank information ↗
Rate applicability type
Deposit balance increased
Additional value
0.01
Additional info
We pay bonus interest on top of the standard variable credit interest rate on credit balances if you have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions).
Additional info uri
View bank information ↗
Additional value
We pay bonus interest on top of the standard variable credit interest rate on credit balances if you: 1) Make at least one deposit each calendar month into your account; and 2) Have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions). One variable bonus interest rate applies to your entire balance. The interest rate depends on how much you have in your account.
Additional info uri
View bank information ↗
Deposit rate type
Bonus
Rate
4.9%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$250,000.00
Maximum value
$999,999.99
Rate application method
Whole balance
Applicability conditions
Rate applicability type
Min deposits
Additional value
1
Additional info
We pay bonus interest on top of the standard variable credit interest rate on credit balances if you make at least one deposit each calendar month into your account.
Additional info uri
View bank information ↗
Rate applicability type
Deposit balance increased
Additional value
0.01
Additional info
We pay bonus interest on top of the standard variable credit interest rate on credit balances if you have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions).
Additional info uri
View bank information ↗
Additional value
We pay bonus interest on top of the standard variable credit interest rate on credit balances if you: 1) Make at least one deposit each calendar month into your account; and 2) Have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions). One variable bonus interest rate applies to your entire balance. The interest rate depends on how much you have in your account.
Additional info uri
View bank information ↗
Deposit rate type
Bonus
Rate
4.9%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$1,000,000.00
Rate application method
Whole balance
Applicability conditions
Rate applicability type
Min deposits
Additional value
1
Additional info
We pay bonus interest on top of the standard variable credit interest rate on credit balances if you make at least one deposit each calendar month into your account.
Additional info uri
View bank information ↗
Rate applicability type
Deposit balance increased
Additional value
0.01
Additional info
We pay bonus interest on top of the standard variable credit interest rate on credit balances if you have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions).
Additional info uri
View bank information ↗
Additional value
We pay bonus interest on top of the standard variable credit interest rate on credit balances if you: 1) Make at least one deposit each calendar month into your account; and 2) Have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions). One variable bonus interest rate applies to your entire balance. The interest rate depends on how much you have in your account.
Additional info uri
View bank information ↗

No lending rates were provided.

Name
Paper Statement Fee
Fee type
Event
Fee method utype
fixedAmount
Fixed amount
Amount
$2.50
Currency
Aud
Additional info
A fee charged when you ask us to give you a paper copy of transaction listings, past statements or ordered statements, or when you ask us to give you an additional account statement outside of the standard cycle
Name
Account Fee
Fee type
Periodic
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Additional value
1 month
Name
Paper Statement Fee
Fee type
Periodic
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Additional value
6 months
Additional info
Fees do not apply for statements issued as per the standard statement frequency.
Name
Staff assisted withdrawals
Fee type
Withdrawal
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Additional info
There is no charge when you take money out at a CommBank branch, agency, with telephone banking if using an operator or by cashing a cheque.
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Feature type
Bill payment
Additional value
BPAY View
Additional info
With BPAY View you can switch to online bills & ask billers to send them directly to the CommBank app or NetBank.
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Feature type
Digital banking
Additional info
Wherever you are in the world, CommBank gives you the choice and control to securely manage all of your accounts on a range of devices, the way you want.
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Feature type
Npp enabled
Additional info
Pay and receive near real-time payments.
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Feature type
Other
Additional info
Staff-assisted withdrawals are available with $0 assisted withdrawal fee
Feature type
Other
Additional info
Whether you have a savings goal in mind or want to build a buffer for those 'just in case' moments, Goal Tracker in the CommBank app helps you set and reach your goals.
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Feature type
Other
Additional info
Use QR Cardless to deposit notes, coins and cheques (subject to product eligibility) by using the latest version of the CommBank app to scan a QR code at a compatible CommBank ATM
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Feature type
Unlimited txns
Additional info
Unlimited CommBank electronic transactions.
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Eligibility type
Min age
Additional value
18
Eligibility type
Natural person
Eligibility type
Other
Additional info
For customers wanting to apply online, they will require an Australian residential address.

No limits & conditions were provided.

No bundles were provided.