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CBA / Transaction & savings

CommSec Notice Investor

A notice account that offers higher variable interest rates on your surplus funds while waiting for the next investment opportunity. Simply submit a notice to access your funds via your CDIA after the predetermined notice period.

Updated 9 Sept 2026Individually tailored product

Deposit rate type
Variable
Rate
3.6%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$10,000,000.00
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.
Deposit rate type
Variable
Rate
3.7%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$0.00
Maximum value
$1,999,999.99
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.
Deposit rate type
Variable
Rate
3.7%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$2,000,000.00
Maximum value
$9,999,999.99
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.
Deposit rate type
Variable
Rate
3.6%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$10,000,000.00
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.
Deposit rate type
Variable
Rate
3.7%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$0.00
Maximum value
$1,999,999.99
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.
Deposit rate type
Variable
Rate
3.7%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$2,000,000.00
Maximum value
$9,999,999.99
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.
Deposit rate type
Variable
Rate
0%
Application type
Periodic
Application frequency
1 month
Additional info
The interest rate applies on Balance on Call for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.
Deposit rate type
Variable
Rate
4.35%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$10,000,000.00
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.
Deposit rate type
Variable
Rate
4.45%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$0.00
Maximum value
$1,999,999.99
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.
Deposit rate type
Variable
Rate
4.45%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$2,000,000.00
Maximum value
$9,999,999.99
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.
Deposit rate type
Variable
Rate
4.35%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$10,000,000.00
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.
Deposit rate type
Variable
Rate
4.45%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$0.00
Maximum value
$1,999,999.99
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.
Deposit rate type
Variable
Rate
4.45%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$2,000,000.00
Maximum value
$9,999,999.99
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.
Deposit rate type
Variable
Rate
0%
Application type
Periodic
Application frequency
1 month
Additional info
The interest rate applies on Balance on Call for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.
Deposit rate type
Variable
Rate
2.7%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$0.00
Maximum value
$1,999,999.99
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.
Deposit rate type
Variable
Rate
2.7%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$2,000,000.00
Maximum value
$9,999,999.99
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.
Deposit rate type
Variable
Rate
2.7%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$10,000,000.00
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.
Deposit rate type
Variable
Rate
2.7%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$0.00
Maximum value
$1,999,999.99
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.
Deposit rate type
Variable
Rate
2.7%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$2,000,000.00
Maximum value
$9,999,999.99
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.
Deposit rate type
Variable
Rate
2.7%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$10,000,000.00
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.
Deposit rate type
Variable
Rate
0%
Application type
Periodic
Application frequency
1 month
Additional info
The interest rate applies on Balance on Call for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.
Deposit rate type
Variable
Rate
3.45%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$0.00
Maximum value
$1,999,999.99
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.
Deposit rate type
Variable
Rate
3.45%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$2,000,000.00
Maximum value
$9,999,999.99
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.
Deposit rate type
Variable
Rate
3.45%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$10,000,000.00
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.
Deposit rate type
Variable
Rate
3.45%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$0.00
Maximum value
$1,999,999.99
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.
Deposit rate type
Variable
Rate
3.45%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$2,000,000.00
Maximum value
$9,999,999.99
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.
Deposit rate type
Variable
Rate
3.45%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$10,000,000.00
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.
Deposit rate type
Variable
Rate
0%
Application type
Periodic
Application frequency
1 month
Additional info
The interest rate applies on Balance on Call for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.
Deposit rate type
Variable
Rate
4%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$0.00
Maximum value
$1,999,999.99
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.
Deposit rate type
Variable
Rate
4%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$2,000,000.00
Maximum value
$9,999,999.99
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.
Deposit rate type
Variable
Rate
4%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$10,000,000.00
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.
Deposit rate type
Variable
Rate
4%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$0.00
Maximum value
$1,999,999.99
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.
Deposit rate type
Variable
Rate
4%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$2,000,000.00
Maximum value
$9,999,999.99
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.
Deposit rate type
Variable
Rate
4%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$10,000,000.00
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.
Deposit rate type
Variable
Rate
0%
Application type
Periodic
Application frequency
1 month
Additional info
The interest rate applies on Balance on Call for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.
Deposit rate type
Variable
Rate
4.75%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$0.00
Maximum value
$1,999,999.99
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.
Deposit rate type
Variable
Rate
4.75%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$2,000,000.00
Maximum value
$9,999,999.99
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.
Deposit rate type
Variable
Rate
4.75%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$10,000,000.00
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.
Deposit rate type
Variable
Rate
4.75%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$0.00
Maximum value
$1,999,999.99
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.
Deposit rate type
Variable
Rate
4.75%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$2,000,000.00
Maximum value
$9,999,999.99
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.
Deposit rate type
Variable
Rate
4.75%
Calculation frequency
1 day
Application type
Periodic
Application frequency
1 month
Tiers
Name
Amount
Unit of measure
Dollar
Minimum value
$10,000,000.00
Rate application method
Whole balance
Additional info
The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.
Deposit rate type
Variable
Rate
0%
Application type
Periodic
Application frequency
1 month
Additional info
The interest rate applies on Balance on Call for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.

No lending rates were provided.

Name
Transaction listing or ad-hoc paper statement fee
Fee type
Event
Fee method utype
fixedAmount
Fixed amount
Amount
$2.50
Currency
Aud
Name
Account Keeping Fee
Fee type
Periodic
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Additional value
1 month
Additional info
No account keeping fees.
Name
Transaction Fee
Fee type
Transaction
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Additional info
No Transaction fees.

Feature type
Other
Additional info
Access your funds seamlessly from your CommSec Notice Investor through your Commonwealth Direct Investment Account via NetBank and CBA App.
Additional info uri
View bank information ↗
Feature type
Other
Additional info
Variable interest rates.
Additional info uri
View bank information ↗
Feature type
Digital banking
Additional info
Manage online at any time. View, track and manage your account on Netbank and the CommBank App.
Additional info uri
View bank information ↗
Feature type
Other
Additional info
Choose from either 2 of 7 day notice period so you can tailor your returns based on your investment needs
Additional info uri
View bank information ↗
Feature type
Funds available after
Additional value
7 days
Additional info
You need to notify us to access the money in your CommSec Notice Investor. Once you've submitted a notice request online for some or all of your funds, you'll have to wait for the duration of your notice period before your money is available.
Additional info uri
View bank information ↗
Feature type
Funds available after
Additional value
2 days
Additional info
You need to notify us to access the money in your CommSec Notice Investor. Once you've submitted a notice request online for some or all of your funds, you'll have to wait for the duration of your notice period before your money is available.
Additional info uri
View bank information ↗

Eligibility type
Min age
Additional value
18
Additional info
You can apply if you are 18 years and over (except where accounts are held in trust for a minor).
Eligibility type
Other
Additional info
You must have a Commonwealth Direct Investment Account in the same name as the intended CommSec Notice Investor.
Eligibility type
Other
Additional info
You can apply if you are opening the account in a personal, joint, company, SMSF or trust name.
Eligibility type
Other
Additional info
You must have an Australian residential address.
Eligibility type
Other
Additional info
You must be an Australian registered or incorporated company; Australian Trust or Self-Managed Super Fund (SMSF).

No limits & conditions were provided.

No bundles were provided.