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CBA / Transaction & savings

Streamline Basic

An everyday bank account for health care or pensioner concession card holders or receiving a government benefit payment that makes you eligible to hold a card.

Updated 9 Sept 2026Individually tailored product

No deposit rates were provided.

No lending rates were provided.

Name
Unpaid cheque or debit fee
Fee type
Event
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Additional info
When we dishonour a cheque or debit presented to us because there isn't enough money in your account.
Additional info uri
View bank information ↗
Name
Transaction listing or ad-hoc paper statement fee
Fee type
Event
Fee method utype
fixedAmount
Fixed amount
Amount
$2.50
Currency
Aud
Additional info
A fee charged for paper copies of your transaction listing, past statements or ordered statements.
Additional info uri
View bank information ↗
Name
Stop payment fee
Fee type
Event
Fee method utype
fixedAmount
Fixed amount
Amount
$15.00
Currency
Aud
Additional info
A fee charged when you ask us to stop payment of a cheque.
Additional info uri
View bank information ↗
Name
Account fee
Fee type
Periodic
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Additional value
1 month
Additional info uri
View bank information ↗
Name
Paper Statement Fee
Fee type
Periodic
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Additional value
6 months
Additional info
There is no charge for additional paper statements issued outside the standard cycle (six months).
Name
Paper Statement Fee - Standard Cycle
Fee type
Periodic
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Additional value
6 months
Additional info
There is no charge for paper statements issued within our standard cycle (six months).
Name
Access fee - ASB Bank ATMs in NZ and overseas CommBank ATMs
Fee type
Withdrawal
Fee method utype
fixedAmount
Fixed amount
Amount
$2.00
Currency
Aud
Additional info
When you take money out at ASB ATMs in NZ or CommBank ATMs outside Australia.
Additional info uri
View bank information ↗
Name
Access fee - Other overseas cash and ATM withdrawals
Fee type
Withdrawal
Fee method utype
rateBased
Rate based
Rate type
Transaction
Rate
3.5%
Amount range
Fee minimum
5.00
Currency
Aud
Additional info
Any other cash withdrawals overseas will incur a $5.00 fee plus 3.5% of the transaction value.
Additional info uri
View bank information ↗
Name
Access fee - Overseas purchases
Fee type
Purchase
Fee method utype
rateBased
Rate based
Rate type
Transaction
Rate
3.5%
Currency
Aud
Additional info
Purchases made overseas or in Australia (e.g. online), where the merchant is located overseas or the financial institution or entity processing transaction is located overseas.
Additional info uri
View bank information ↗
Name
Staff assisted withdrawals
Fee type
Withdrawal
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Additional info
Free.
Additional info uri
View bank information ↗
Name
CBA ATM cash withdrawals in Australia
Fee type
Event
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Additional info
Free.
Name
Cheque negotiated fee
Fee type
Transaction
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Additional info
When you write a cheque that needs to be negotiated through the clearing system.
Name
Monthly card fee
Fee type
Event
Fee method utype
fixedAmount
Fixed amount
Amount
$0.00
Currency
Aud
Additional info
There is no monthly card fee for a Streamline Basic account.

Feature type
Card access
Additional value
Link to Existing Card
Feature type
Card access
Additional value
Debit Mastercard
Additional info
Use instore, online and withdraw local currency at millions of locations, everywhere Mastercard is accepted. Choose a Debit Mastercard with your CommBank account and pay for things using your card, smartphone or wearable. You may receive access to other features and benefits associated with your Debit Mastercard subject to terms and conditions.
Additional info uri
View bank information ↗
Feature type
Additional cards
Additional info
We may limit the number of cards that may be issued or linked to a single account or customer profile.
Feature type
Bill payment
Additional value
BPAY View
Additional info
See, track and easily pay your bills online in NetBank or on the go in the CommBank app.
Additional info uri
View bank information ↗
Feature type
Other
Additional info
Securely lock your debit card in the CommBank app when you need to. And unlock it again when you don't.
Additional info uri
View bank information ↗
Feature type
Other
Additional info
Access a range of travel benefits through Travel Booking (provided by Hopper) for eligible customers.
Additional info uri
View bank information ↗
Feature type
Digital banking
Additional info
Wherever you are in the world, CommBank gives you the choice and control to securely manage all of your accounts on a range of devices, the way you want.
Additional info uri
View bank information ↗
Feature type
Digital wallet
Additional value
Apple Pay
Additional info
Pay with your Apple(TM) device using Apple Pay.
Additional info uri
View bank information ↗
Feature type
Digital wallet
Additional value
CommBank Tap and Pay
Additional info
Pay with your Android(TM) phone using the CommBank app.
Additional info uri
View bank information ↗
Feature type
Digital wallet
Additional value
Fitbit Pay
Additional info
Pay with your Fitbit (TM) smartwatch using Fitbit Pay. Fitbit Pay is a third-party service and may cease without notice to you.
Additional info uri
View bank information ↗
Feature type
Digital wallet
Additional value
Garmin Pay
Additional info
Pay with your Garmin(TM) smartwatch using Garmin Pay.
Additional info uri
View bank information ↗
Feature type
Digital wallet
Additional value
Google Pay
Additional info
Pay with your Android(TM) device using Google Pay.
Additional info uri
View bank information ↗
Feature type
Digital wallet
Additional value
Samsung Pay
Additional info
Pay with your Samsung(TM) device using Samsung Pay.
Additional info uri
View bank information ↗
Feature type
Npp payid
Additional info
Get faster payments between participating banks, anytime with a PayID.
Additional info uri
View bank information ↗
Feature type
Npp enabled
Additional info
Pay and receive near real-time payments.
Additional info uri
View bank information ↗
Feature type
Other
Additional info
We help you stay on track with your debit and credit card spending in the CommBank app.
Additional info uri
View bank information ↗
Feature type
Other
Additional info
You are not required to have a card to use this product.
Feature type
Notifications
Additional value
Transaction Notifications
Additional info
Turn Transaction Notifications on in the CommBank app and we'll instantly alert you when you pay using your CommBank debit card, and when you receive money into your everyday account.
Additional info uri
View bank information ↗
Feature type
Other
Additional info
Manage payments from your bank account using PayTo.
Additional info uri
View bank information ↗
Feature type
Other
Additional info
Use QR Cardless to withdraw cash or deposit notes, coins and cheques (subject to product eligibility) by using the latest version of the CommBank app to scan a QR code at a compatible CommBank ATM.
Additional info uri
View bank information ↗
Feature type
Unlimited txns
Additional info
Unlimited CommBank electronic and assisted transactions.
Additional info uri
View bank information ↗

Eligibility type
Natural person
Eligibility type
Other
Additional info
You must have an Australian residential address.
Eligibility type
Other
Additional info
Streamline Basic is available to anyone with one of these Australian government concession cards: Commonwealth Seniors Health card; Pensioner Concession card; Health Care card. It is also available to anyone who receives an Australian government benefit payment that makes them eligible to hold a Concession or Health Care Card. You also need to make sure your government benefit payments are paid into a CommBank account.

No limits & conditions were provided.

No bundles were provided.

From the bank

No application link was provided. Contact the bank to ask about this product.