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CBA / Transaction & savings
Standard Business Cheque Account - Interest Bearing Option
Transaction accounts that pays interest above minimum balances.
Updated 9 Sept 2026
- Deposit rate type
- Variable
- Rate
- 0.01%
- Calculation frequency
- 1 day
- Application type
- Periodic
- Application frequency
- 1 month
- Tiers
- Name
- Amount
- Unit of measure
- Dollar
- Minimum value
- $0.00
- Maximum value
- $99,999.99
- Rate application method
- Per tier
- Deposit rate type
- Variable
- Rate
- 0.01%
- Calculation frequency
- 1 day
- Application type
- Periodic
- Application frequency
- 1 month
- Tiers
- Name
- Amount
- Unit of measure
- Dollar
- Minimum value
- $100,000.00
- Rate application method
- Per tier
- Lending rate type
- Variable
- Rate
- 16.43%
- Calculation frequency
- 1 day
- Application type
- Periodic
- Application frequency
- 1 month
- Interest payment due
- In arrears
- Repayment type
- Interest only
- Loan purpose
- Other
- Tiers
- Name
- Balance
- Unit of measure
- Dollar
- Minimum value
- $0.01
- Rate application method
- Whole balance
- Additional info
- For each day your account remains overdrawn, Excess Debit Interest will be applied. The interest rate is calculated daily on the portion of the debit balance which exceeds the limit. This does not apply to accounts with an overdraft limit.
- Additional info uri
- View bank information ↗
- Additional info
- For each day your account remains overdrawn, Excess Debit Interest will be applied. This does not apply to accounts with an overdraft limit.
- Additional info uri
- View bank information ↗
- Lending rate type
- Variable
- Rate
- 17.43%
- Calculation frequency
- 1 day
- Application type
- Periodic
- Application frequency
- 1 month
- Interest payment due
- In arrears
- Repayment type
- Interest only
- Loan purpose
- Other
- Tiers
- Name
- Balance
- Unit of measure
- Dollar
- Minimum value
- $0.00
- Maximum value
- $0.00
- Rate application method
- Whole balance
- Additional info
- For each day your account remains overdrawn, Excess Debit Interest will be applied. The interest rate is calculated daily on the portion of the debit balance which exceeds the limit. This does not apply to accounts with an overdraft limit.
- Additional info uri
- View bank information ↗
- Additional info
- For each day your account remains overdrawn, Excess Debit Interest will be applied. This does not apply to accounts with an overdraft limit.
- Additional info uri
- View bank information ↗
- Name
- Coin handling fee
- Fee type
- Transaction
- Fee method utype
- rateBased
- Rate based
- Rate type
- Transaction
- Rate
- 1%
- Currency
- Aud
- Additional info
- The coin handling is 1% of the total value of the coin component of all deposit and withdrawal transactions, where the total value of coins handled exceeds $1,000 per day. This fee is debited on the day the transactions are processed. This fee does not apply to deposits made via QuickCash envelopes.
- Additional info uri
- View bank information ↗
- Name
- Dishonour fee
- Fee type
- Dishonour
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $5.00
- Currency
- Aud
- Additional info
- $5 per payment. Charged to the account, due to insufficient available funds, when we are unable to debit the account.
- Additional info uri
- View bank information ↗
- Name
- Note handling fee
- Fee type
- Transaction
- Fee method utype
- rateBased
- Rate based
- Rate type
- Transaction
- Rate
- 0.25%
- Currency
- Aud
- Additional info
- The note handling is 0.25% of the total value of the notes component of all deposit and withdrawal transactions, where the total value of notes handled exceeds $50,000 per day. This fee is debited on the day the transactions are processed. This fee does not apply to deposits made via QuickCash envelopes.
- Additional info uri
- View bank information ↗
- Name
- Paper Statement Fee
- Fee type
- Event
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $5.00
- Currency
- Aud
- Additional info
- A paper statement fee applies if you request a paper copy of an account statement at any time.
- Additional info uri
- View bank information ↗
- Name
- Overdraw Fee
- Fee type
- Event
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $15.00
- Currency
- Aud
- Additional info
- A fee charged when you exceed the available funds in your account or any agreed overdraft limit on a given day. Additional interest may apply on overdrawn amounts.
- Additional info uri
- View bank information ↗
- Name
- Monthly account fee
- Fee type
- Periodic
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $5.00
- Currency
- Aud
- Additional value
- 1 month
- Additional info
- Calculated at the end of each month and charged to your account on the first day of the following month.
- Additional info uri
- View bank information ↗
- Name
- Access fee - Overseas transactions
- Fee type
- Withdrawal
- Fee method utype
- rateBased
- Rate based
- Rate type
- Transaction
- Rate
- 3.5%
- Amount range
- Fee minimum
- 5.00
- Currency
- Aud
- Additional info
- Any other cash withdrawal overseas: AUD $5 plus 3.5% of the transaction value.
- Additional info uri
- View bank information ↗
- Name
- Access fee - Overseas transactions
- Fee type
- Purchase
- Fee method utype
- rateBased
- Rate based
- Rate type
- Transaction
- Rate
- 3.5%
- Currency
- Aud
- Additional info
- Maestro (EFTPOS) or Visa Debit Card or Debit MasterCard purchase in Australian dollars: 3.5% of the transaction value.
- Additional info uri
- View bank information ↗
- Name
- Access fee - Overseas transactions
- Fee type
- Purchase
- Fee method utype
- rateBased
- Rate based
- Rate type
- Transaction
- Rate
- 3.5%
- Currency
- Aud
- Additional info
- Maestro (EFTPOS) or Visa Debit Card or Debit MasterCard purchase in foreign currency: 3.5% of the transaction value.
- Additional info uri
- View bank information ↗
- Name
- Withdrawals or transfers made via telephone banking using an operator
- Fee type
- Transaction
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $5.00
- Currency
- Aud
- Additional info
- Withdrawals or transfers made via telephone banking using an operator.
- Additional info uri
- View bank information ↗
- Name
- CommBank ATMs outside Australia
- Fee type
- Withdrawal
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $2.00
- Currency
- Aud
- Additional info
- The fee is charged to the account at the time of the withdrawal. This fee may be charged for each withdrawal you make through ATMs and Maestro, Cirrus, MasterCard or Visa Plus networks outside Australia.
- Additional info uri
- View bank information ↗
- Name
- Assisted transactions
- Fee type
- Withdrawal
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $5.00
- Currency
- Aud
- Additional info
- Withdrawals made over the counter at a Commonwealth Bank branch, Australia Post office or private agency (including EFTPOB/Bank@Post).
- Additional info uri
- View bank information ↗
- Name
- Cheques transactions
- Fee type
- Transaction
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $5.00
- Currency
- Aud
- Additional info
- Cheques written by you and negotiated through the clearing system.
- Additional info uri
- View bank information ↗
- Name
- Assisted transactions
- Fee type
- Transaction
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $5.00
- Currency
- Aud
- Additional info
- Cheques drawn on your account and cashed over-the-counter at any Commonwealth Bank branch.
- Additional info uri
- View bank information ↗
- Name
- Assisted deposits
- Fee type
- Deposit
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $5.00
- Currency
- Aud
- Additional info
- Deposits made over the counter at a Commonwealth Bank branch, Australia Post office or private agency (including EFTPOB/Bank@Post).
- Additional info uri
- View bank information ↗
- Name
- Quick Deposits
- Fee type
- Deposit
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $10.00
- Currency
- Aud
- Additional info
- Deposits made via the Quick Deposit Box or QuickCash envelope banking.
- Additional info uri
- View bank information ↗
- Name
- Cheque transactions
- Fee type
- Deposit
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $5.00
- Currency
- Aud
- Additional info
- Cheques deposited to your account (including cheques deposited via Quick Deposits or QuickCash envelope banking).
- Additional info uri
- View bank information ↗
- Name
- Electronic transactions
- Fee type
- Transaction
- Fee method utype
- fixedAmount
- Fixed amount
- Amount
- $0.00
- Currency
- Aud
- Additional info
- Customers with a Business Cheque Account are entitled to electronic transactions. Please note Access, CommBiz and NetBank Service Fees may apply.
- Additional info uri
- View bank information ↗
- Feature type
- Card access
- Additional value
- Business Visa Debit Card
- Additional info
- Access your own business funds to pay bills and suppliers online, over the phone or in person.
- Additional info uri
- View bank information ↗
- Feature type
- Other
- Additional info
- Streamline your business banking and save time with automatic data feeds from your online banking to your accounting software.
- Additional info uri
- View bank information ↗
- Feature type
- Npp payid
- Additional info
- Rather than wait hours or days for payments from another bank to clear, receive money almost instantly, so you know exactly where your business stands financially.
- Additional info uri
- View bank information ↗
- Feature type
- Bill payment
- Additional value
- BPAY View
- Additional info
- See, track and easily pay your bills online in NetBank or on the go in the CommBank app.
- Additional info uri
- View bank information ↗
- Feature type
- Other
- Additional info
- Access a range of travel benefits through Travel Booking (provided by Hopper) for eligible customers.
- Additional info uri
- View bank information ↗
- Feature type
- Other
- Additional info
- Obtain Cheque Books.
- Feature type
- Digital banking
- Additional info
- Regardless of your business structure and needs, we have an online banking solution that will suit you.
- Additional info uri
- View bank information ↗
- Feature type
- Other
- Additional info
- Your free business insights tool available in CommBiz and NetBank.
- Additional info uri
- View bank information ↗
- Feature type
- Npp enabled
- Additional info
- Pay and receive payments in realtime.
- Feature type
- Overdraft
- Additional info
- You may apply to establish an overdraft limit on an eligible account. Applications are subject to our normal credit approval.
- Additional info uri
- View bank information ↗
- Feature type
- Other
- Additional info
- Use QR Cardless to withdraw cash or deposit notes, coins and cheques (subject to product eligibility) by using the latest version of the CommBank app to scan a QR code at a compatible CommBank ATM.
- Additional info uri
- View bank information ↗
- Feature type
- Other
- Additional info
- Relationship managed
- Eligibility type
- Business
- Eligibility type
- Other
- Additional info
- To be eligible you need to have a valid ABN, ACN, or an association created and operating in Australia. Further Eligibility depends on your specific organisation structure. Please see CommBank website below for more information.
- Additional info uri
- View bank information ↗
- Eligibility type
- Other
- Additional info
- Relationship managed clients only.
No limits & conditions were provided.
No bundles were provided.
From the bank
No application link was provided. Contact the bank to ask about this product.