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ANZ / Transaction & savings

ANZ Pensioner Advantage Account

Offers affordable and convenient banking for recipients of eligible Centrelink or Veterans' Affairs pension or allowance.

Updated 2 Sept 2026Individually tailored product

Applicability conditions
Application frequency
1 month
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Variable
Rate
0.05%
Tiers
Applicability conditions
Additional info
Balance less than $10,000
Rate applicability type
Other
Maximum value
$9,999.00
Minimum value
$0.00
Name
Balance
Rate application method
Per tier
Unit of measure
Dollar
Applicability conditions
Application frequency
1 month
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Variable
Rate
1.9%
Tiers
Applicability conditions
Additional info
Balance of $10,000 to less than $50,000
Rate applicability type
Other
Maximum value
$49,999.00
Minimum value
$10,000.00
Name
Balance
Rate application method
Per tier
Unit of measure
Dollar
Applicability conditions
Application frequency
1 month
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Variable
Rate
2.5%
Tiers
Applicability conditions
Additional info
Balance of $10,000 to less than $50,000
Rate applicability type
Other
Minimum value
$50,000.00
Name
Balance
Rate application method
Per tier
Unit of measure
Dollar

No lending rates were provided.

Additional info
Applicable for a withdrawal from a non-ANZ ATM outside Australia (per withdrawal), and debited to your account at the same time as the withdrawal is debited
Additional info uri
View bank information ↗
Currency
Aud
Discounts
Fee method utype
fixedAmount
Fee type
Transaction
Fixed amount
Amount
$5.00
Name
Overseas ATM Transaction Fee
Additional info
ANZ will charge 3% of the value of any International Transaction charged or credited to an ANZ account.
Additional info uri
View bank information ↗
Currency
Aud
Discounts
Fee method utype
rateBased
Fee type
Transaction
Name
Overseas Transaction Fee
Rate based
Rate
3%
Rate type
Transaction
Additional info
Providing bank cheques (Australian dollars only) This is a charge for issuing a bank cheque to an ANZ account holder.
Additional info uri
View bank information ↗
Currency
Aud
Discounts
Fee method utype
fixedAmount
Fee type
Event
Fixed amount
Amount
$10.00
Name
Bank Cheque Request at ANZ Branch
Additional info uri
View bank information ↗
Currency
Aud
Discounts
Fee method utype
fixedAmount
Fee type
Event
Fixed amount
Amount
$28.00
Name
Telegraphic transfer within Australia from your ANZ account to another account
Additional info uri
View bank information ↗
Currency
Aud
Discounts
Fee method utype
fixedAmount
Fee type
Event
Fixed amount
Amount
$25.00
Name
Bank Cheque Repurchase Fee
Additional info uri
View bank information ↗
Currency
Aud
Discounts
Fee method utype
fixedAmount
Fee type
Event
Fixed amount
Amount
$32.50
Name
Replacement of lost or stolen bank cheque

Additional info
Access using ANZ Internet Banking or ANZ App
Additional info uri
View bank information ↗
Feature type
Digital banking
Additional info
Create a PayID® on your eligible account (PDF) using your mobile phone, email or ABN/ACN (if eligible). With PayID, it's easier to receive payments or set up a PayTo agreement by sharing your PayID instead of your BSB and account number.
Additional info uri
View bank information ↗
Feature type
Npp payid
Additional info uri
View bank information ↗
Feature type
Npp enabled
Additional info uri
View bank information ↗
Additional value
Apple Pay
Feature type
Digital wallet
Additional info uri
View bank information ↗
Additional value
Google Pay
Feature type
Digital wallet
Additional info uri
View bank information ↗
Additional value
Samsung Pay
Feature type
Digital wallet
Additional info uri
View bank information ↗
Additional value
Fitbit Pay
Feature type
Digital wallet
Additional info uri
View bank information ↗
Additional value
Garmin Pay
Feature type
Digital wallet
Additional info uri
View bank information ↗
Additional value
Bpay
Feature type
Bill payment
Additional info
Unlimited ANZ transactions available using ANZ Internet Banking, ANZ Phone Banking, ANZ ATMs, ANZ Business Visa Debit and EFTPOS. Also includes any deposit, withdrawal or transfer at ANZ branches, cheques drawn by you and any cheque or manual merchant slip deposited to your account.
Additional info uri
View bank information ↗
Feature type
Unlimited txns
Feature type
Fraud protection
Additional info
Use it anywhere Visa is accepted. Equipped with accessibility features for vision-impaired customers.
Additional info uri
View bank information ↗
Additional value
ANZ Visa Debit card
Feature type
Card access
Additional info
Tap & Pay Set up mobile payment on your compatible devices with eligible ANZ cards so you can tap and pay
Additional info uri
View bank information ↗
Feature type
Other
Additional info uri
View bank information ↗
Additional value
PayTo
Feature type
Bill payment

Additional info
Receive an eligible Centrelink pension or allowance or a Veterans' Affairs pension or allowance that is paid into the account
Additional info uri
View bank information ↗
Additional value
You must be an Australian resident with an Australian residential and mailing address.
Eligibility type
Pension recipient
Additional value
You must be an Australian resident with an Australian residential and mailing address.
Eligibility type
Residency status
Additional info
The customer must be a natural person rather than another legal entity.
Eligibility type
Natural person

No limits & conditions were provided.

No bundles were provided.