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ANZ / Transaction & savings
ANZ Progress Saver
Savings account with bonus interest if you meet the eligibility criteria.
Updated 2 Sept 2026Individually tailored product
- Applicability conditions
- Application frequency
- 1 month
- Application type
- Periodic
- Calculation frequency
- 1 day
- Deposit rate type
- Variable
- Rate
- 0.01%
- Tiers
- Additional info
- Bonus interest is subject to eligibility. ANZ Progress Saver pays bonus interest (in addition to the current variable base interest) in respect of a particular month if the set minimum deposit (currently $10) and no withdrawals, fees or charges are processed to the account on or before the last business day of that calendar month, and after the last business day of the previous calendar month. Bonus and base rates are variable and subject to change.
- Additional value
- When you make a single deposit of $10 or more in a month and no withdrawals
- Applicability conditions
- Additional value
- 10.00
- Rate applicability type
- Min deposit amount
- Additional value
- 0
- Rate applicability type
- Max withdrawals
- Application frequency
- 1 month
- Application type
- Periodic
- Calculation frequency
- 1 day
- Deposit rate type
- Bonus
- Rate
- 3.74%
- Tiers
- Additional value
- Retail Index Rate + 8.5%
- Applicability conditions
- Application frequency
- 1 month
- Application type
- Periodic
- Calculation frequency
- 1 day
- Interest payment due
- In arrears
- Lending rate type
- Penalty
- Loan purpose
- Other
- Rate
- 20.7%
- Repayment type
- Other
- Tiers
- Additional info uri
- View bank information ↗
- Currency
- Aud
- Discounts
- Fee method utype
- fixedAmount
- Fee type
- Transaction
- Fixed amount
- Amount
- $2.50
- Name
- Staff Assisted Transaction
- Additional info uri
- View bank information ↗
- Currency
- Aud
- Discounts
- Fee method utype
- fixedAmount
- Fee type
- Transaction
- Fixed amount
- Amount
- $1.00
- Name
- Electronic Transaction
- Additional info
- Applicable for a withdrawal from a non ANZ ATM outside Australia (per withdrawal), and debited to your account at the same time as the withdrawal is debited
- Additional info uri
- View bank information ↗
- Currency
- Aud
- Discounts
- Fee method utype
- fixedAmount
- Fee type
- Transaction
- Fixed amount
- Amount
- $5.00
- Name
- Overseas ATM Transaction Fee
- Additional info
- ANZ will charge 3% of the value of any International Transaction charged or credited to an ANZ account. It may not always be clear to you when use of your ANZ account is an International Transaction, for example where the merchant or financial institution processing a charge or credit is located outside of Australia.
- Additional info uri
- View bank information ↗
- Currency
- Aud
- Discounts
- Fee method utype
- rateBased
- Fee type
- Transaction
- Name
- Overseas Transaction Fee
- Rate based
- Rate
- 3%
- Rate type
- Transaction
- Additional info
- Debited to your account on the day of the dishonour for determining whether to process a debit to your account using the Informal Overdraft facility, where that debit is declined. A Dishonour Fee is only debited when the payment from your account that is declined was attempted via cheque or direct debit"
- Currency
- Aud
- Discounts
- Fee method utype
- fixedAmount
- Fee type
- Dishonour
- Fixed amount
- Amount
- $6.00
- Name
- Dishonour Fee
- Additional info uri
- View bank information ↗
- Currency
- Aud
- Discounts
- Fee method utype
- fixedAmount
- Fee type
- Event
- Fixed amount
- Amount
- $32.50
- Name
- Replacement of lost or stolen bank cheque
- Additional info uri
- View bank information ↗
- Discounts
- Fee method utype
- fixedAmount
- Fee type
- Event
- Fixed amount
- Amount
- $25.00
- Name
- Bank Cheque Repurchase Fee
- Additional info uri
- View bank information ↗
- Currency
- Aud
- Discounts
- Fee method utype
- fixedAmount
- Fee type
- Event
- Fixed amount
- Amount
- $28.00
- Name
- Telegraphic transfer within Australia from your ANZ account to another account
- Additional info
- Providing bank cheques (Australian dollars only) This is a charge for issuing a bank cheque to an ANZ account holder.
- Additional info uri
- View bank information ↗
- Currency
- Aud
- Discounts
- Fee method utype
- fixedAmount
- Fee type
- Event
- Fixed amount
- Amount
- $10.00
- Name
- Bank Cheque Request at ANZ Branch
- Additional info
- Access using ANZ Internet Banking or ANZ App
- Additional info uri
- View bank information ↗
- Feature type
- Digital banking
- Additional info
- Create a PayID® on your eligible account (PDF) using your mobile phone, email or ABN/ACN (if eligible). With PayID, it's easier to receive payments or set up a PayTo agreement by sharing your PayID instead of your BSB and account number.
- Additional info uri
- View bank information ↗
- Feature type
- Npp payid
- Additional info uri
- View bank information ↗
- Feature type
- Npp enabled
- Additional info uri
- View bank information ↗
- Additional value
- Apple Pay
- Feature type
- Digital wallet
- Additional info uri
- View bank information ↗
- Additional value
- Google Pay
- Feature type
- Digital wallet
- Additional info uri
- View bank information ↗
- Additional value
- Samsung Pay
- Feature type
- Digital wallet
- Additional info uri
- View bank information ↗
- Additional value
- Fitbit Pay
- Feature type
- Digital wallet
- Additional info uri
- View bank information ↗
- Additional value
- Garmin Pay
- Feature type
- Digital wallet
- Additional info uri
- View bank information ↗
- Additional value
- Bpay
- Feature type
- Bill payment
- Additional info
- Unlimited ANZ Internet banking transactions plus one ANZ transaction per month
- Additional info uri
- View bank information ↗
- Additional value
- 1
- Feature type
- Free txns
- Feature type
- Fraud protection
- Additional info
- You can qualify for bonus interest when you make at least a single deposit of $10 or more in a month and if no withdrawals, transfers, fees or charges are processed to the account in that month. Bonus interest is subject to eligibility. Refer to ANZ Saving & Transaction Products T&Cs for further details including what’s included in your balance, how interest is calculated and how we work out if you earn and qualify for bonus interest. Interest rates are variable and subject to change.
- Additional info uri
- View bank information ↗
- Feature type
- Other
- Additional info
- Unlimited internet banking transactions
- Additional info uri
- View bank information ↗
- Feature type
- Other
- Additional info
- Set and track your savings goal Whether you're saving for something big or small, you can set a goal in the ANZ APP to help you save, and see how you're tracking. Set a savings goal today.
- Additional info uri
- View bank information ↗
- Feature type
- Other
- Additional info
- Great for kids banking Open your child’s first savings account and help to start their journey of banking with ease!
- Additional info uri
- View bank information ↗
- Feature type
- Other
- Additional value
- Any ANZ card
- Feature type
- Card access
- Additional info uri
- View bank information ↗
- Additional value
- PayTo
- Feature type
- Bill payment
- Additional info
- You must be 12 years of age or older to apply
- Additional value
- 12
- Eligibility type
- Min age
- Additional value
- You must be an Australian resident with an Australian residential and mailing address.
- Eligibility type
- Residency status
No limits & conditions were provided.
No bundles were provided.