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ANZ / Transaction & savings

ANZ Access Basic

Offers affordable and convenient banking for Concession and Health Care card holders.

Updated 2 Sept 2026Individually tailored product

No deposit rates were provided.

No lending rates were provided.

Additional info
ANZ will charge 3% of the value of any International Transaction charged or credited to an ANZ account.
Additional info uri
View bank information ↗
Currency
Aud
Discounts
Fee method utype
rateBased
Fee type
Transaction
Name
Overseas Transaction Fee
Rate based
Rate
3%
Rate type
Transaction
Additional info
Providing bank cheques (Australian dollars only) This is a charge for issuing a bank cheque to an ANZ account holder.
Additional info uri
View bank information ↗
Currency
Aud
Discounts
Fee method utype
fixedAmount
Fee type
Event
Fixed amount
Amount
$10.00
Name
Bank Cheque Request at ANZ Branch
Additional info uri
View bank information ↗
Currency
Aud
Discounts
Fee method utype
fixedAmount
Fee type
Event
Fixed amount
Amount
$28.00
Name
Telegraphic transfer within Australia
Additional info uri
View bank information ↗
Currency
Aud
Discounts
Fee method utype
fixedAmount
Fee type
Event
Fixed amount
Amount
$25.00
Name
Bank Cheque Repurchase Fee
Additional info uri
View bank information ↗
Currency
Aud
Discounts
Fee method utype
fixedAmount
Fee type
Event
Fixed amount
Amount
$32.50
Name
Replacement of lost or stolen bank cheque
Additional info
Applicable for a withdrawal from a non-ANZ ATM outside Australia (per withdrawal), and debited to your account at the same time as the withdrawal is debited
Additional info uri
View bank information ↗
Currency
Aud
Discounts
Fee method utype
fixedAmount
Fee type
Transaction
Fixed amount
Amount
$5.00
Name
Overseas ATM Transaction Fee

Additional info
Access using ANZ Internet Banking or ANZ App
Additional info uri
View bank information ↗
Feature type
Digital banking
Additional info
Create a PayID® on your eligible account (PDF) using your mobile phone, email or ABN/ACN (if eligible). With PayID, it's easier to receive payments or set up a PayTo agreement by sharing your PayID instead of your BSB and account number.
Additional info uri
View bank information ↗
Feature type
Npp payid
Additional info uri
View bank information ↗
Feature type
Npp enabled
Additional info uri
View bank information ↗
Additional value
Bpay
Feature type
Bill payment
Additional info uri
View bank information ↗
Additional value
Apple Pay
Feature type
Digital wallet
Additional info uri
View bank information ↗
Additional value
Google Pay
Feature type
Digital wallet
Additional info uri
View bank information ↗
Additional value
Samsung Pay
Feature type
Digital wallet
Additional info uri
View bank information ↗
Additional value
Fitbit Pay
Feature type
Digital wallet
Additional info uri
View bank information ↗
Additional value
Garmin Pay
Feature type
Digital wallet
Additional info
Unlimited ANZ transactions available using ANZ Internet Banking, ANZ Phone Banking, ANZ ATMs, ANZ Access Visa Debit Card and EFTPOS. Also includes any deposit, withdrawal or transfer at ANZ branches, cheques drawn by you and any cheque or manual merchant slip deposited to your account.
Additional info uri
View bank information ↗
Feature type
Unlimited txns
Feature type
Fraud protection
Additional info
Pay no monthly account service fee. Access your money whenever you need it with unlimited ANZ Transactions. Bank 24/7 with ANZ ATMs, EFTPOS, ANZ Internet Banking, ANZ App and ANZ Phone Banking.
Additional info uri
View bank information ↗
Feature type
Other
Additional info uri
View bank information ↗
Additional value
You can request an ANZ Access Visa Debit card to use your own money online, over the phone or overseas where Visa is accepted. Alternatively, choose to have an ANZ Access Card.
Feature type
Card access
Additional info
Tap & Pay Set up mobile payment on your compatible devices with eligible ANZ cards so you can tap and pay.
Additional info uri
View bank information ↗
Feature type
Other
Additional info uri
View bank information ↗
Additional value
PayTo
Feature type
Bill payment

Additional info
You must be 12 years of age or older to apply
Additional value
12
Eligibility type
Min age
Additional value
You must be an Australian resident with an Australian residential and mailing address.
Eligibility type
Residency status
Additional info
Eligible Concession and Health Care cards include: Seniors Concession card Pensioner Concession card Centrelink Health Care card Repatriation Health card (Department of Veterans' Affairs)
Additional value
Eligible Concession and Health Care cards include: Seniors Concession card Pensioner Concession card Centrelink Health Care card Repatriation Health card (Department of Veterans' Affairs)
Eligibility type
Pension recipient
Additional info
The customer must be a natural person rather than another legal entity.
Eligibility type
Natural person

No limits & conditions were provided.

No bundles were provided.