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ANZ / Transaction & savings
ANZ Premium Cash Management Account
Cash management account for holding and managing investment funds.
Updated 3 Sept 2026Individually tailored product
- Applicability conditions
- Application frequency
- 1 month
- Application type
- Periodic
- Calculation frequency
- 1 day
- Deposit rate type
- Variable
- Rate
- 0%
- Tiers
- Applicability conditions
- Additional info
- Balance between $0 and $9,999
- Rate applicability type
- Other
- Maximum value
- $9,999.00
- Minimum value
- $0.00
- Name
- Balance
- Rate application method
- Whole balance
- Unit of measure
- Dollar
- Applicability conditions
- Application frequency
- 1 month
- Application type
- Periodic
- Calculation frequency
- 1 day
- Deposit rate type
- Variable
- Rate
- 0.05%
- Tiers
- Applicability conditions
- Additional info
- Balance between $10,000 and $24,999
- Rate applicability type
- Other
- Maximum value
- $24,999.00
- Minimum value
- $10,000.00
- Name
- Balance
- Rate application method
- Whole balance
- Unit of measure
- Dollar
- Applicability conditions
- Application frequency
- 1 month
- Application type
- Periodic
- Calculation frequency
- 1 day
- Deposit rate type
- Variable
- Rate
- 0.05%
- Tiers
- Applicability conditions
- Additional info
- Balance between $25,000 and $49,999
- Rate applicability type
- Other
- Maximum value
- $49,999.00
- Minimum value
- $25,000.00
- Name
- Balance
- Rate application method
- Whole balance
- Unit of measure
- Dollar
- Applicability conditions
- Application frequency
- 1 month
- Application type
- Periodic
- Calculation frequency
- 1 day
- Deposit rate type
- Variable
- Rate
- 0.05%
- Tiers
- Applicability conditions
- Additional info
- Balance between $50,000 and $99,999
- Rate applicability type
- Other
- Maximum value
- $99,999.00
- Minimum value
- $50,000.00
- Name
- Balance
- Rate application method
- Whole balance
- Unit of measure
- Dollar
- Applicability conditions
- Application frequency
- 1 month
- Application type
- Periodic
- Calculation frequency
- 1 day
- Deposit rate type
- Variable
- Rate
- 0.05%
- Tiers
- Applicability conditions
- Additional info
- Balance between $100,000 and $249,999
- Rate applicability type
- Other
- Maximum value
- $249,999.00
- Minimum value
- $100,000.00
- Name
- Balance
- Rate application method
- Whole balance
- Unit of measure
- Dollar
- Applicability conditions
- Application frequency
- 1 month
- Application type
- Periodic
- Calculation frequency
- 1 day
- Deposit rate type
- Variable
- Rate
- 0.05%
- Tiers
- Applicability conditions
- Additional info
- Balance between $250,000 and $499,999
- Rate applicability type
- Other
- Maximum value
- $499,999.00
- Minimum value
- $250,000.00
- Name
- Balance
- Rate application method
- Whole balance
- Unit of measure
- Dollar
- Applicability conditions
- Application frequency
- 1 month
- Application type
- Periodic
- Calculation frequency
- 1 day
- Deposit rate type
- Variable
- Rate
- 0.15%
- Tiers
- Applicability conditions
- Additional info
- Balance between $500,000 and $4,999,999
- Rate applicability type
- Other
- Maximum value
- $4,999,999.00
- Minimum value
- $500,000.00
- Name
- Balance
- Rate application method
- Whole balance
- Unit of measure
- Dollar
- Applicability conditions
- Application frequency
- 1 month
- Application type
- Periodic
- Calculation frequency
- 1 day
- Deposit rate type
- Variable
- Rate
- 0.15%
- Tiers
- Applicability conditions
- Additional info
- Balance $5,000,000 or more
- Rate applicability type
- Other
- Minimum value
- $5,000,000.00
- Name
- Balance
- Rate application method
- Whole balance
- Unit of measure
- Dollar
- Additional value
- Retail Index Rate + 8.5%
- Applicability conditions
- Application frequency
- 1 month
- Application type
- Periodic
- Calculation frequency
- 1 day
- Interest payment due
- In arrears
- Lending rate type
- Penalty
- Loan purpose
- Other
- Rate
- 20.7%
- Repayment type
- Other
- Tiers
- Additional info uri
- View bank information ↗
- Currency
- Aud
- Discounts
- Fee method utype
- fixedAmount
- Fee type
- Transaction
- Fixed amount
- Amount
- $2.50
- Name
- Staff Assisted Transaction
- Additional info uri
- View bank information ↗
- Currency
- Aud
- Discounts
- Fee method utype
- fixedAmount
- Fee type
- Transaction
- Fixed amount
- Amount
- $0.50
- Name
- Electronic Transaction
- Additional info uri
- View bank information ↗
- Currency
- Aud
- Discounts
- Fee method utype
- fixedAmount
- Fee type
- Transaction
- Fixed amount
- Amount
- $0.50
- Name
- Cheque Transaction
- Additional info
- Applicable for a withdrawal from a non-ANZ ATM outside Australia (per withdrawal), and debited to your account at the same time as the withdrawal is debited
- Additional info uri
- View bank information ↗
- Currency
- Aud
- Discounts
- Fee method utype
- fixedAmount
- Fee type
- Transaction
- Fixed amount
- Amount
- $5.00
- Name
- Overseas ATM Transaction Fee
- Additional info
- ANZ will charge 3% of the value of any International Transaction charged or credited to an ANZ account.
- Additional info uri
- View bank information ↗
- Currency
- Aud
- Discounts
- Fee method utype
- rateBased
- Fee type
- Transaction
- Name
- Overseas Transaction Fee
- Rate based
- Rate
- 3%
- Rate type
- Transaction
- Additional info
- Debited to your account on the day of the dishonour for determining whether to process a debit to your account using the Informal Overdraft facility, where that debit is declined. A Dishonour Fee is only debited when the payment from your account that is declined was attempted via cheque or direct debit
- Additional info uri
- View bank information ↗
- Currency
- Aud
- Discounts
- Fee method utype
- fixedAmount
- Fee type
- Dishonour
- Fixed amount
- Amount
- $6.00
- Name
- Dishonour Fee
- Additional info uri
- View bank information ↗
- Currency
- Aud
- Discounts
- Fee method utype
- fixedAmount
- Fee type
- Event
- Fixed amount
- Amount
- $32.50
- Name
- Replacement of lost or stolen bank cheque
- Additional info uri
- View bank information ↗
- Currency
- Aud
- Discounts
- Fee method utype
- fixedAmount
- Fee type
- Event
- Fixed amount
- Amount
- $25.00
- Name
- Bank Cheque Repurchase Fee
- Additional info uri
- View bank information ↗
- Currency
- Aud
- Discounts
- Fee method utype
- fixedAmount
- Fee type
- Event
- Fixed amount
- Amount
- $28.00
- Name
- Telegraphic transfer within Australia from your ANZ account to another account
- Additional info
- Providing bank cheques (Australian dollars only) This is a charge for issuing a bank cheque to an ANZ account holder.
- Additional info uri
- View bank information ↗
- Currency
- Aud
- Discounts
- Fee method utype
- fixedAmount
- Fee type
- Event
- Fixed amount
- Amount
- $10.00
- Name
- Bank Cheque Request at ANZ Branch
- Additional info
- Access using ANZ Internet Banking or ANZ App
- Additional info uri
- View bank information ↗
- Feature type
- Digital banking
- Additional info
- Create a PayID® on your eligible account (PDF) using your mobile phone, email or ABN/ACN (if eligible). With PayID, it's easier to receive payments or set up a PayTo agreement by sharing your PayID instead of your BSB and account number.
- Additional info uri
- View bank information ↗
- Feature type
- Npp payid
- Additional info uri
- View bank information ↗
- Feature type
- Npp enabled
- Additional info uri
- View bank information ↗
- Additional value
- Apple Pay
- Feature type
- Digital wallet
- Additional info uri
- View bank information ↗
- Additional value
- Google Pay
- Feature type
- Digital wallet
- Additional info uri
- View bank information ↗
- Additional value
- Samsung Pay
- Feature type
- Digital wallet
- Additional info uri
- View bank information ↗
- Additional value
- Fitbit Pay
- Feature type
- Digital wallet
- Additional info uri
- View bank information ↗
- Additional value
- Garmin Pay
- Feature type
- Digital wallet
- Additional info uri
- View bank information ↗
- Additional value
- Bpay
- Feature type
- Bill payment
- Additional info
- 5 other ANZ Transactions fee-free each month (Fees and charges apply after that).
- Additional info uri
- View bank information ↗
- Additional value
- 5
- Feature type
- Free txns
- Feature type
- Fraud protection
- Additional info
- Unlimited Internet Banking Transactions
- Additional info uri
- View bank information ↗
- Feature type
- Unlimited txns
- Additional info
- Start earning tiered interest when your balance is $10,000 or more
- Feature type
- Other
- Additional info
- You must be 12 years of age or older to apply
- Additional value
- 12
- Eligibility type
- Min age
- Additional value
- You must be an Australian Resident with an Australian residential and mailing address
- Eligibility type
- Residency status
- Additional info
- An Australian Resident
- Additional info uri
- View bank information ↗
- Additional value
- An Australian Resident
- Eligibility type
- Residency status
No limits & conditions were provided.
No bundles were provided.