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ANZ / Transaction & savings
ANZ Online Saver
Online savings account with a standard variable interest rate
Updated 2 Sept 2026Individually tailored product
- Applicability conditions
- Application frequency
- 1 month
- Application type
- Periodic
- Calculation frequency
- 1 day
- Deposit rate type
- Variable
- Rate
- 1.35%
- Tiers
- Additional value
- Retail Index Rate + 8.5%
- Applicability conditions
- Application frequency
- 1 month
- Application type
- Periodic
- Calculation frequency
- 1 day
- Interest payment due
- In arrears
- Lending rate type
- Penalty
- Loan purpose
- Other
- Rate
- 20.7%
- Repayment type
- Other
- Tiers
- Additional info
- Debited to your account on the day of the dishonour for determining whether to process a debit to your account using the Informal Overdraft facility, where that debit is declined. A Dishonour Fee is only debited when the payment from your account that is declined was attempted via cheque or direct debit
- Additional info uri
- View bank information ↗
- Currency
- Aud
- Discounts
- Fee method utype
- fixedAmount
- Fee type
- Dishonour
- Fixed amount
- Amount
- $6.00
- Name
- Dishonour Fee
- Additional info
- Access using ANZ Internet Banking or ANZ App
- Additional info uri
- View bank information ↗
- Feature type
- Digital banking
- Additional info
- Create a PayID® on your eligible account (PDF) using your mobile phone, email or ABN/ACN (if eligible). With PayID, it's easier to receive payments or set up a PayTo agreement by sharing your PayID instead of your BSB and account number.
- Additional info uri
- View bank information ↗
- Feature type
- Npp payid
- Additional info uri
- View bank information ↗
- Feature type
- Npp enabled
- Additional info uri
- View bank information ↗
- Additional value
- Bpay
- Feature type
- Bill payment
- Feature type
- Fraud protection
- Additional info
- Open an ANZ Online Saver and earn standard variable interest, even if you make a withdrawal. Standard variable rate subject to change.
- Additional info uri
- View bank information ↗
- Feature type
- Other
- Additional info
- No monthly account service fees
- Feature type
- Other
- Additional info
- No minimum balance
- Feature type
- Other
- Additional info
- Standard variable interest, even if you make a withdrawal
- Feature type
- Other
- Additional info
- Access to your money anytime online via your linked bank account
- Feature type
- Other
- Additional info uri
- View bank information ↗
- Additional value
- PayTo
- Feature type
- Bill payment
- Additional info
- You must be 12 years of age or older to apply
- Additional value
- 12
- Eligibility type
- Min age
- Additional value
- You must be an Australian resident with an Australian residential and mailing address.
- Eligibility type
- Residency status
- Additional info
- ANZ Online Saver is only available to customers who open or who are the account holders of, or signatories to, eligible ANZ everyday banking accounts with ANZ Internet Banking or ANZ Phone Banking access. Eligible accounts include ANZ Access Advantage, ANZ Access Basic, ANZ Pensioner Advantage, ANZ Progress Saver, ANZ V2 PLUS and ANZ Premium Cash Management Account. Terms and conditions and fees and charges apply to the eligible account. Monthly fees may apply to the linked account.
- Eligibility type
- Other
No limits & conditions were provided.
No bundles were provided.