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ANZ / Transaction & savings

Farm Management Deposit Fixed Term

A tax efficient investment account for primary producers that can help you manage uneven cashflow

Updated 1 June 2026Individually tailored product

Additional info
Balance between $1,000 and $29,999. Term between 3 and 6 months. Interest is paid at maturity.
Additional value
3 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
3.9%
Tiers
Applicability conditions
Additional info
Balance between $1,000 and $29,999
Rate applicability type
Other
Maximum value
$29,999.00
Minimum value
$1,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term between 3 and 6 months
Rate applicability type
Other
Maximum value
$6.00
Minimum value
$3.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $1,000 and $29,999. Term between 6 and 12 months. Interest is paid at maturity.
Additional value
6 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
4.8%
Tiers
Applicability conditions
Additional info
Balance between $1,000 and $29,999
Rate applicability type
Other
Maximum value
$29,999.00
Minimum value
$1,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term between 6 and 12 months
Rate applicability type
Other
Maximum value
$12.00
Minimum value
$6.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $1,000 and $29,999. Term between 12 and 18 months. Interest is paid annually and at maturity.
Additional value
12 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
5.2%
Tiers
Applicability conditions
Additional info
Balance between $1,000 and $29,999
Rate applicability type
Other
Maximum value
$29,999.00
Minimum value
$1,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term between 12 and 18 months
Rate applicability type
Other
Maximum value
$18.00
Minimum value
$12.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $1,000 and $29,999. Term between 18 and 36 months. Interest is paid annually and at maturity.
Additional value
18 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
4.7%
Tiers
Applicability conditions
Additional info
Balance between $1,000 and $29,999
Rate applicability type
Other
Maximum value
$29,999.00
Minimum value
$1,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term between 18 and 36 months
Rate applicability type
Other
Maximum value
$36.00
Minimum value
$18.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $1,000 and $29,999. Term 36 months or over. Interest is paid annually and at maturity.
Additional value
36 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
4.5%
Tiers
Applicability conditions
Additional info
Balance between $1,000 and $29,999
Rate applicability type
Other
Maximum value
$29,999.00
Minimum value
$1,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term 36 months or over
Rate applicability type
Other
Minimum value
$36.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $30,000 and $49,999. Term between 3 and 6 months. Interest is paid at maturity.
Additional value
3 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
3.9%
Tiers
Applicability conditions
Additional info
Balance between $30,000 and $49,999
Rate applicability type
Other
Maximum value
$49,999.00
Minimum value
$30,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term between 3 and 6 months
Rate applicability type
Other
Maximum value
$6.00
Minimum value
$3.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $30,000 and $49,999. Term between 6 and 12 months. Interest is paid at maturity.
Additional value
6 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
4.8%
Tiers
Applicability conditions
Additional info
Balance between $30,000 and $49,999
Rate applicability type
Other
Maximum value
$49,999.00
Minimum value
$30,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term between 6 and 12 months
Rate applicability type
Other
Maximum value
$12.00
Minimum value
$6.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $30,000 and $49,999. Term between 12 and 18 months. Interest is paid annually and at maturity.
Additional value
12 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
5.2%
Tiers
Applicability conditions
Additional info
Balance between $30,000 and $49,999
Rate applicability type
Other
Maximum value
$49,999.00
Minimum value
$30,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term between 12 and 18 months
Rate applicability type
Other
Maximum value
$18.00
Minimum value
$12.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $30,000 and $49,999. Term between 18 and 36 months. Interest is paid annually and at maturity.
Additional value
18 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
4.7%
Tiers
Applicability conditions
Additional info
Balance between $30,000 and $49,999
Rate applicability type
Other
Maximum value
$49,999.00
Minimum value
$30,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term between 18 and 36 months
Rate applicability type
Other
Maximum value
$36.00
Minimum value
$18.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $30,000 and $49,999. Term 36 months or over. Interest is paid annually and at maturity.
Additional value
36 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
4.5%
Tiers
Applicability conditions
Additional info
Balance between $30,000 and $49,999
Rate applicability type
Other
Maximum value
$49,999.00
Minimum value
$30,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term 36 months or over
Rate applicability type
Other
Minimum value
$36.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $50,000 and $99,999. Term between 3 and 6 months. Interest is paid at maturity.
Additional value
3 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
3.9%
Tiers
Applicability conditions
Additional info
Balance between $50,000 and $99,999
Rate applicability type
Other
Maximum value
$99,999.00
Minimum value
$50,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term between 3 and 6 months
Rate applicability type
Other
Maximum value
$6.00
Minimum value
$3.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $50,000 and $99,999. Term between 6 and 12 months. Interest is paid at maturity.
Additional value
6 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
4.8%
Tiers
Applicability conditions
Additional info
Balance between $50,000 and $99,999
Rate applicability type
Other
Maximum value
$99,999.00
Minimum value
$50,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term between 6 and 12 months
Rate applicability type
Other
Maximum value
$12.00
Minimum value
$6.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $50,000 and $99,999. Term between 12 and 18 months. Interest is paid annually and at maturity.
Additional value
12 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
5.2%
Tiers
Applicability conditions
Additional info
Balance between $50,000 and $99,999
Rate applicability type
Other
Maximum value
$99,999.00
Minimum value
$50,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term between 12 and 18 months
Rate applicability type
Other
Maximum value
$18.00
Minimum value
$12.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $50,000 and $99,999. Term between 18 and 36 months. Interest is paid annually and at maturity.
Additional value
18 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
4.7%
Tiers
Applicability conditions
Additional info
Balance between $50,000 and $99,999
Rate applicability type
Other
Maximum value
$99,999.00
Minimum value
$50,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term between 18 and 36 months
Rate applicability type
Other
Maximum value
$36.00
Minimum value
$18.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $50,000 and $99,999. Term 36 months or over. Interest is paid annually and at maturity.
Additional value
36 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
4.5%
Tiers
Applicability conditions
Additional info
Balance between $50,000 and $99,999
Rate applicability type
Other
Maximum value
$99,999.00
Minimum value
$50,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term 36 months or over
Rate applicability type
Other
Minimum value
$36.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $100,000 and $199,999. Term between 3 and 6 months. Interest is paid at maturity.
Additional value
3 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
3.9%
Tiers
Applicability conditions
Additional info
Balance between $100,000 and $199,999
Rate applicability type
Other
Maximum value
$199,999.00
Minimum value
$100,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term between 3 and 6 months
Rate applicability type
Other
Maximum value
$6.00
Minimum value
$3.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $100,000 and $199,999. Term between 6 and 12 months. Interest is paid at maturity.
Additional value
6 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
4.8%
Tiers
Applicability conditions
Additional info
Balance between $100,000 and $199,999
Rate applicability type
Other
Maximum value
$199,999.00
Minimum value
$100,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term between 6 and 12 months
Rate applicability type
Other
Maximum value
$12.00
Minimum value
$6.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $100,000 and $199,999. Term between 12 and 18 months. Interest is paid annually and at maturity.
Additional value
12 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
5.2%
Tiers
Applicability conditions
Additional info
Balance between $100,000 and $199,999
Rate applicability type
Other
Maximum value
$199,999.00
Minimum value
$100,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term between 12 and 18 months
Rate applicability type
Other
Maximum value
$18.00
Minimum value
$12.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $100,000 and $199,999. Term between 18 and 36 months. Interest is paid annually and at maturity.
Additional value
18 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
4.7%
Tiers
Applicability conditions
Additional info
Balance between $100,000 and $199,999
Rate applicability type
Other
Maximum value
$199,999.00
Minimum value
$100,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term between 18 and 36 months
Rate applicability type
Other
Maximum value
$36.00
Minimum value
$18.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $100,000 and $199,999. Term 36 months or over. Interest is paid annually and at maturity.
Additional value
36 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
4.5%
Tiers
Applicability conditions
Additional info
Balance between $100,000 and $199,999
Rate applicability type
Other
Maximum value
$199,999.00
Minimum value
$100,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term 36 months or over
Rate applicability type
Other
Minimum value
$36.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $200,000 and $399,999. Term between 3 and 6 months. Interest is paid at maturity.
Additional value
3 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
3.9%
Tiers
Applicability conditions
Additional info
Balance between $200,000 and $399,999
Rate applicability type
Other
Maximum value
$399,999.00
Minimum value
$200,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term between 3 and 6 months
Rate applicability type
Other
Maximum value
$6.00
Minimum value
$3.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $200,000 and $399,999. Term between 6 and 12 months. Interest is paid at maturity.
Additional value
6 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
4.8%
Tiers
Applicability conditions
Additional info
Balance between $200,000 and $399,999
Rate applicability type
Other
Maximum value
$399,999.00
Minimum value
$200,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term between 6 and 12 months
Rate applicability type
Other
Maximum value
$12.00
Minimum value
$6.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $200,000 and $399,999. Term between 12 and 18 months. Interest is paid annually and at maturity.
Additional value
12 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
5.2%
Tiers
Applicability conditions
Additional info
Balance between $200,000 and $399,999
Rate applicability type
Other
Maximum value
$399,999.00
Minimum value
$200,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term between 12 and 18 months
Rate applicability type
Other
Maximum value
$18.00
Minimum value
$12.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $200,000 and $399,999. Term between 18 and 36 months. Interest is paid annually and at maturity.
Additional value
18 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
4.7%
Tiers
Applicability conditions
Additional info
Balance between $200,000 and $399,999
Rate applicability type
Other
Maximum value
$399,999.00
Minimum value
$200,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term between 18 and 36 months
Rate applicability type
Other
Maximum value
$36.00
Minimum value
$18.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $200,000 and $399,999. Term 36 months or over. Interest is paid annually and at maturity.
Additional value
36 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
4.5%
Tiers
Applicability conditions
Additional info
Balance between $200,000 and $399,999
Rate applicability type
Other
Maximum value
$399,999.00
Minimum value
$200,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term 36 months or over
Rate applicability type
Other
Minimum value
$36.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $400,000 and $800,000. Term between 3 and 6 months. Interest is paid at maturity.
Additional value
3 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
3.9%
Tiers
Applicability conditions
Additional info
Balance between $400,000 and $800,000
Rate applicability type
Other
Maximum value
$800,000.00
Minimum value
$400,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term between 3 and 6 months
Rate applicability type
Other
Maximum value
$6.00
Minimum value
$3.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $400,000 and $800,000. Term between 6 and 12 months. Interest is paid at maturity.
Additional value
6 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
4.8%
Tiers
Applicability conditions
Additional info
Balance between $400,000 and $800,000
Rate applicability type
Other
Maximum value
$800,000.00
Minimum value
$400,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term between 6 and 12 months
Rate applicability type
Other
Maximum value
$12.00
Minimum value
$6.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $400,000 and $800,000. Term between 12 and 18 months. Interest is paid annually and at maturity.
Additional value
12 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
5.2%
Tiers
Applicability conditions
Additional info
Balance between $400,000 and $800,000
Rate applicability type
Other
Maximum value
$800,000.00
Minimum value
$400,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term between 12 and 18 months
Rate applicability type
Other
Maximum value
$18.00
Minimum value
$12.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $400,000 and $800,000. Term between 18 and 36 months. Interest is paid annually and at maturity.
Additional value
18 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
4.7%
Tiers
Applicability conditions
Additional info
Balance between $400,000 and $800,000
Rate applicability type
Other
Maximum value
$800,000.00
Minimum value
$400,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term between 18 and 36 months
Rate applicability type
Other
Maximum value
$36.00
Minimum value
$18.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month
Additional info
Balance between $400,000 and $800,000. Term 36 months or over. Interest is paid annually and at maturity.
Additional value
36 months
Applicability conditions
Application frequency
1 year
Application type
Periodic
Calculation frequency
1 day
Deposit rate type
Fixed
Rate
4.5%
Tiers
Applicability conditions
Additional info
Balance between $400,000 and $800,000
Rate applicability type
Other
Maximum value
$800,000.00
Minimum value
$400,000.00
Name
Balance
Rate application method
Whole balance
Unit of measure
Dollar
Applicability conditions
Additional info
Term 36 months or over
Rate applicability type
Other
Minimum value
$36.00
Name
Term
Rate application method
Whole balance
Unit of measure
Month

No lending rates were provided.

Additional info
Where ANZ agrees to an early withdrawal the following early redemption structure will apply. An administration fee of $30 will be charged and the money you withdraw early will incur an interest rate reduction based on the percentage of the original term that has elapsed. Refer to ANZ Farm Management Deposit Account Terms and Conditions for more information.
Additional info uri
View bank information ↗
Currency
Aud
Discounts
Fee method utype
fixedAmount
Fee type
Event
Fixed amount
Amount
$30.00
Name
Early termination administration fee

Additional info
Access using ANZ Internet Banking or ANZ App
Additional info uri
View bank information ↗
Feature type
Digital banking

Additional info
Be an individual primary producer with taxable non-primary production income of no more than $100,000
Eligibility type
Other
Additional info
Hold a farm management deposit for at least 12 months to qualify for tax concessions
Eligibility type
Other

Additional value
1000.00
Constraint type
Min limit
Additional value
800000.00
Constraint type
Max limit

No bundles were provided.

From the bank

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